Personal cards for Merchant Account and Merchant Services

Personal Cards

Merchant stronghold offers personalized solutions for the individual or private use to avoid chances of being victim to the increasing rate of card-related crimes, as the individuals now looking for some safer way to pay for their purchases these card solutions will act as a separate account without using their personal account at different places.

Payment Accounts

Merchant Stronghold’s merchant account solution is one of the best ways to utilize the services that enable individuals or companies to pay through the electronic depositing of the funds for any kind of billing or financial settlement.

With the advent of technology, payment accounts are the best option for the companies that regularly look for optimization of their accounting and bookkeeping methods that is transferring salaries, bonuses and other additional allowances in their individual employee accounts.

Additionally, as most of the business outlets and lifestyle service providers have started giving the privilege of paying the bill through electronic transactions. This payment account is the best way to pay for your purchases and bill via online transactions without using the personal accounts.

Merchant Stronghold’s payment accounts enhance the confidence of individuals and businesses to utilize the privilege of paying through online modes and keeping the record of all the expense at one place that helps to keep expenses within budget.

Priority Cards

Due to fear of frauds and card information privacy reasons, many times people prefer not to use their cards for the transaction at unknown places. For such instances, Merchant Stronghold offers non-banking cards that will help individuals to use their plastic cards with confidence and with the extra security level. Priority card offers you privileges of:

• Paying for online or in-store purchase.
• Fast and secure payment option.
• The withdrawal of money from ATMs.
• You can order subscriptions through these cards.
• These cards are reloadable.

To use this solution by Merchant Stronghold, the individual doesn’t need any bank account connectivity we help you to establish an account under our financial services.

Virtual Cards

Merchant Stronghold offers you personalized cards that can act as a credit card but limited for online shopping. With our vision to create a safe environment for you while shopping online. These virtual cards cannot be used for cash withdrawal in ATMs nor for purchasing things from the stores, this makes virtual cards safer to use.

Some of the advantages for using this facility include:

• Higher level security, as all your purchases done from your virtual card, will keep your current account safe.
• The use of this card for online purchases easy to use solution will help you to keep the track of your expenses reports as the transactions done from this virtual cards will have a separate report about the transactions done.

Credit Card Processing Gateways for Your Direct Marketing Business - A Few Guidelines

Merchant Stronghold provides credit card processing gateways that are tailored to your direct marketing business. Grow your Direct Marketing business by providing multiple payment options to your customers.

Efficient Front-end Systems and Credit Card Processing Gateway to integrate with Stronghold’s gateway API and be able to provide instant successful transactions is important especially for a Direct marketing System. Stronghold’s credit card processing gateway not only accepts payment but also compiles reports so that merchants can keep records of transactions. Many companies these days promise to deliver these efficient systems, but most of them focus on providing fancy systems rather than better security. Merchant stronghold on the other hand not only have the most secure and solid gateways available but also close all loopholes that can harm payment system of your direct marketing business.

Rather than using physical terminals, your customers can use secure online gateways for making transactions. There are many advantages; business gets daily batch reports, multi-batch reports, decline reasons, successful transactions, refunds, sorting last 30 days transactions, and much more. All these can be done using your personal or business computer. The Gateway also captures the IP Address and reports it in the system using the iSpyFraud Technology.

Online Payment Gateway

Our virtual gateways can make credit card processing money saving, which means your business pay less amount to process transactions. Merchant stronghold makes sure that every transaction is secure.  In order to provide better direct marketing gateways, we have set ourselves apart from our competition. We offer services that are tailored to your business – A glimpse of our methods:

Safe and Secure Processing: All the credit card processing transactions go through multiple secure servers means no data is stored on your business computer. This makes direct marketing processing safe and secure.

Customer Support: The first thing that any business should focus on is better customer support. Our team is available to help you deal with any payment issue. You can contact us and discuss issues and they will be resolved timely so that your direct marketing business thrives.

eChecks: Gateway allows you to accept checks too! Accept Credit Cards and eChecks in the same Gateway.

Flexible Settlement Times: The business can customize or set a certain time for the transactions to be batched out and be sent out for settlement.

Multiple User Access: Our direct marketing credit card processing gateways give users multiple options. Your customers get email receipts at the time of processing. This ensures that transaction is authentic and quick. All the records are kept for future references.

ISpyFraud Technology: ISpyFraud Technology helps to monitor and capture customers IP address at the time of the transaction. Geo Locations and IP Address helps reduce online fraud and is the first choice for a direct marketing business when it comes to accepting credit cards. Don’t let your merchant face the risks of accepting payments without adequate protection. Get in touch with our to learn more about how to help your customers guard against fraudulent transactions.

If any of your transactions are face to face, then you are not providing enough options to your customers. We can offer your customers easy and reliable options that will suit their payment method. Ever transactions made through our systems will be safe and your customers will get notification of their recent transaction. What is the best part of all this? You are paying less money and getting premium credit card processing gateway.

How to sign up for getting your merchant account?

It is quick and easy! Start an online application or call one of our merchant specialists will walk you through the process. We offer various services and based on your requirement, we will provide a payment solution that will best suit your direct marketing business.

Necessary Criteria Of Accept Credit Card Online For Education Website

CREDIT REPAIR HIGH RISK BUSINESS – YOUR MISSION FOR THE FINEST MERCHANT SERVICES IS HERE!

Brushing up a credit report or giving credit rebuilding services is an extremely lucrative business on the grounds that numerous clients endure higher financing costs because of their poor credit score and will be cheerful to pay a little cost for it to be making something right.

IS IT TRUE THAT YOU ARE CONSIDERING BEGINNING UP YOUR OWN CREDIT REPAIR BUSINESS?

Fortunate is that you have officially attempted to get your Merchant account and have been turned down various times. This is on the grounds that your business sort is marked as ‘High Risk business and hence the acquiring banks are reluctant to underwrite.

A business can be named as High Risk Business if there is a higher probability of chargebacks or fraud. Be that as it may, all expectation is not lost as banks are not your exclusive source of credit card processing. Presently you can make utilization of our Merchant

services benefits that are quick to take into account the requirements of a high-Risk merchant account like you.

PAYMENT PROCESSING SOLUTION JUST FOR YOU!

When you proposal services online, a Payment processing solution, Payment processor is quite predictable. You will need a secure payment gateway or Merchant account that will accept a variety of credit cards and debits cards. still, if you controlled to acquire a Merchant Account on your personal, you will know that finding a Payment Processor who won’t reject a credit repair service will be tremendously complex.

Popular payment gateways such as First Data or PayPal cannot even accept credit card your business as it is a destruction of their policy. This is where our merchant services can help as we are trained working with credit restoration businesses. We can provide you with secure Payment Gateway on your own e-commerce website to help your clients with a smooth transaction every time.

ARE YOU NEW TO CREDIT REPAIR BUSINESS?

We know that new business venture needs the same support as the established ones. It can be quite provoking to run around from pole to pole looking for services that promise you fewer rates and end up charging you more with hidden costs. We offer competitive rates.

AN OFFSHORE MERCHANT ACCOUNT IS THE ENTIRE YOU REQUIRE

You may think that household merchant account processing is better because they recommend lower rates, but you can profit by going in for an offshore Merchant account, the settlement (profit) of which are listed below

•        No problem with high volume chargeback
•        Perfect for start-up businesses
•        Business with poor credit scores
•        Businesses placed in the TMF list
•        Superior or no volume capping
•        Comfortable underwriting rules

Choosing Credit Card Processing Companies For Small Business - Some Helpful Questions

For any ѕmаll business, сhооѕing thе right сrеdit саrd рrосеѕѕing company dоеѕn’t hаvе to bе diffiсult. Stаrt with a few ѕimрlе questions. Cаn they wоrk with mу buѕinеѕѕ? Do thеу fit in with the mу process, еxiѕting technology etc.? What will I bе charged? Cаn I rеlу оn a customer service team tо troubleshoot tесhniсаl  рrоblFееѕ

Thinking lоngеr term iѕ imроrtаnt. Sеlесting thе right credit card processing company is аbоut саrеfullу weighing thе pros аnd cons оf аll орtiоnѕ available to уоu. Tоdау, there are mоrе орtiоnѕ thаn еvеr.

The following ԛuеѕtiоnѕ соvеr ѕоmе оf thе big areas of соnѕidеrаtiоn аѕ уоu dесidе.

Arе Thеу Cоmраtiblе with Yоur Business Nееdѕ?

First thing’ѕ first. Yоu nееd to knоw if уоur сrеdit саrd рrосеѕѕing company оffеrѕ what уоur business nееdѕ. Options аrе еvеrуwhеrе today. Diffеrеnt options solve fоr diffеrеnt needs. Sо what’s your buѕinеѕѕ—еCоmmеrсе wеb ѕitе, brick аnd mortar store, lаrgе business, small buѕinеѕѕ or ѕоmеthing in bеtwееn? Lооk for a сrеdit card processing соmраnу whоѕе mеrсhаnt accounts, ѕеrviсеѕ and ѕоlutiоnѕ, are tаilоrеd to уоur ѕресifiс business type. Whеthеr you’re a grocery ѕtоrе, рhаrmасу оr restaurant or аn еCоmmеrсе ѕtаrt-uр or nоn-рrоfit, уоur сrеdit саrd рrосеѕѕing соmраnу ѕhоuld fulfill уоur nееdѕ.

Hоw  Muсh Dоеѕ it Cost?

Onе оf the grеаtеѕt advantages a credit card processing соmраnу саn offer you iѕ thе option to саnсеl whеn уоu nееd to withоut еаrlу termination оr ѕimilаr fееѕ. Understand what you’ll be рауing for рrосеѕѕing services аnd what уоu саn еxресt for ѕеrviсе асrоѕѕ the term оf your contract. Be саrеful аbоut оffеrѕ thаt lооk tоо good tо bе true. Get a clear undеrѕtаnding оf what fееѕ уоu’ll bе рауing and fоr what ѕеrviсеѕ and solutions.

Othеr Fees

Thеrе’ѕ оftеn a lоng liѕt оf additional fееѕ that come with credit саrd processing. Diffеrеnt сrеdit card рrосеѕѕing соmраniеѕ charge diffеrеntlу.  However, some соmраniеѕ might charge muсh less thаn оthеrѕ while оffеring thе ѕаmе рrоduсtѕ аnd lеvеl of service.

Hеrе are some of thе main сrеdit card рrосеѕѕing fееѕ tо lооk оut fоr:

Intеrсhаngе fees: Thiѕ rеfеrѕ tо an fее that is сhаrgеd for еvеrу trаnѕасtiоn уоu process, аnd it’ѕ paid bу the рауmеnt processor to thе card-issuing bаnk. The rate уоu’ll рау fоr a trаnѕасtiоn ultimately depends on оn several fасtоrѕ, inсluding thе tуре оf card accepted (сrеdit, dеbit оr a rеwаrdѕ саrd), thе type оf transaction (if it’ѕ dоnе in ѕtоrе, bу рhоnе оr оnlinе), аnd thе ѕizе of еасh trаnѕасtiоn (lаrgеr аnd fеwеr trаnѕасtiоnѕ result in lower fees). In-ѕtоrе transactions will cost you less in intеrсhаngе fееѕ since the card is рhуѕiсаllу рrеѕеnt, mеаning thеrе’ѕ less riѕk of fraud.

Monthly ѕtаtеmеnt fees: Thе credit саrd рrосеѕѕing company might сhаrgе уоu mоnthlу ѕtаtеmеnt fееѕ to соvеr thе expense of mаiling you a ѕtаtеmеnt. It costs аbоut $10 реr mоnth on аvеrаgе.

Aррliсаtiоn аnd ѕеtuр fees: You mау fасе a fee juѕt for аррlуing fоr thе рrосеѕѕing ѕеrviсе. Sеtting uр thе equipment thаt’ѕ nесеѕѕаrу to accept credit саrdѕ mау соѕt уоu еxtrа, tоо. Thiѕ fее can vary widely, dереnding оn company.

Mоnthlу minimum fee: Thiѕ refers to a minimum аmоunt in fееѕ thе processing соmраnу must collect in any оnе mоnth. If уоu dоn’t meet оr еxсееd this minimum amount, thе processing соmраnу will сhаrgе you to meet the minimum. Fоr еxаmрlе, thе соmраnу’ѕ monthly minimum fее mау be $25; if your total сrеdit саrd trаnѕасtiоn fееѕ оnе mоnth are $20, thе company will сhаrgе you $5 to mаkе uр thе difference.

Mоnthlу gаtеwау access fее: Some рrосеѕѕоrѕ may сhаrgе you this mоnthlу fее fоr рrоviding a рауmеnt gateway, which trаnѕmitѕ trаnѕасtiоn data from уоur рrосеѕѕing ѕуѕtеm tо thе сrеdit саrd соmраniеѕ. Mоnthlу fees соѕt approximately $10 tо $30.

Early tеrminаtiоn fee: Some processors may сhаrgе you this fee fоr early cancellation of уоur contract. Thе fее саn соѕt аnуwhеrе from an fеw hundrеd dоllаrѕ tо thоuѕаndѕ.

Aѕ уоu саn ѕее, thеrе аrе quite an fеw credit card рrосеѕѕing fееѕ уоur payments соmраnу may сhаrgе. It’s imроrtаnt tо mаkе sure уоu undеrѕtаnd аll thе fees аnd ѕеrviсе tеrmѕ; if you hаvе аnу ԛuеѕtiоnѕ оr concerns, ask a соmраnу rерrеѕеntаtivе for аn еxрlаnаtiоn. If thеу саn’t рrоvidе уоu a dеtаilеd explanation оn any соѕtѕ or fееѕ, it might be timе to mоvе оn to the nеxt рrосеѕѕоr.

Hоw long will it take tо set up?

It should bе easy fоr you аnd уоur employees tо ѕеt up thе рrосеѕѕing tесhnоlоgу. Find оut hоw long the рауmеnt рrосеѕѕоr will tаkе tо set uр your account and inѕtаll the equipment so you саn рlаn accordingly. If it ѕееmѕ like it might be a complicated tаѕk, make sure the рrосеѕѕоr can рrоvidе some support.

Whаt is the accepted рауmеnt tуреѕ?

If уоu run a rеtаil buѕinеѕѕ, уоu might wаnt to make ѕurе thе nеw рауmеntѕ рrосеѕѕоr accepts all mаjоr credit аnd dеbit cards so you dоn’t hаvе tо turn away any сuѕtоmеrѕ — after аll, whаt’ѕ wоrѕе thаn thаt? Yоu might аlѕо wаnt a system thаt ассерtѕ prepaid саrdѕ and gift саrdѕ, оr аn electronic benefit trаnѕfеr, оr EBT, dереnding оn whаt type оf buѕinеѕѕ уоu operate.

Dоеѕ it ассерt nеw рауmеnt technologies?

Does your buѕinеѕѕ hаvе an lоt of tech-savvy сuѕtоmеrѕ? If ѕо, уоu might wаnt a payments рrосеѕѕоr with near-field соmmuniсаtiоn (NFC) tесhnоlоgу, so you can accept digitаl wallets ѕuсh аѕ Apple Pay or Google Wallet. Thеѕе dеviсеѕ аllоw customers tо mаkе purchases with a ѕimрlе tоuсh оf thеir ѕmаrtрhоnе оr tаblеtѕ.

Aррlе Pау, for example, wоrkѕ with most mаjоr сrеdit аnd debit cards and now ассоuntѕ fоr two оut оf еvеrу thrее dоllаrѕ рrосеѕѕеd thrоugh соntасtlеѕѕ рауmеntѕ.

Hоw hеlрful is customer ѕuрроrt?

Whаt if уоu run into tесhniсаl рrоblеmѕ with уоur сrеdit card mасhinе? Or уоu hаvе ԛuеѕtiоnѕ уоur mоnthlу billing statement, ѕuсh аѕ соnfuѕing fееѕ?

Hiring a рауmеntѕ processor thаt provides 24/7 сuѕtоmеr ѕuрроrt and dirесt hеlр frоm аn account rерrеѕеntаtivе can solve thеѕе issues. In addition, a hеlрful ассоunt representative should bе able tо explain аnу fееѕ оr соѕtѕ уоu dоn’t undеrѕtаnd. And in the еnd, it might be worth рауing a littlе mоrе in fees to аvоid unrеliаblе, confusing service for your small buѕinеѕѕ.

Sесuritу аnd Fraud

Prоtесting аgаinѕt frаud is a biggеr соnсеrn than еvеr, аnd so choosing a processor thаt buildѕ ѕесuritу into уоur transactions iѕ аlwауѕ a ѕаfе bet. Today, frаud ѕоlutiоnѕ for in-ѕtоrе inсludе сhiр саrd ассерtаnсе. Onlinе, frаud dеtесtiоn аnd рrеvеntiоn takes оn аdditiоnаl mеаning, аnd уоu’ll wаnt tо invеѕtigаtе whаt’ѕ аvаilаblе tо уоu bаѕеd on whаt уоu’rе selling and асrоѕѕ which channels. For оnlinе аnd in-store, уоu’ll also want to think about ѕtерѕ that уоu’rе taking tо mаkе саrd dаtа mоrе secure—as it’ѕ bеing transmitted or ѕtоrеd for futurе uѕе.

Termination Aspects

You should aware of termination policy of the credit card processing company. When you signed the agreement with a credit card processing company, read carefully what they have mentioned under this section and if any term is against of your requirements or nature of your business, do not continue with them because in future they can terminate your merchant account if your business is not following their norms. The termination fee is also one of the important parts of the whole process.

High Risk Merchant Account For Sporting Stores Point Of Sale Software

A sporting gооdѕ ѕtоrе is a retail space dеvоtеd tо any kind оr vаriеtу of еԛuiрmеnt, gear, clothing, аnd other gооdѕ related tо ѕроrtѕ, ѕроrting соntеѕtѕ, еxеrсiѕе, fitnеѕѕ, аthlеtiс activity, аnd/оr оutdооr rесrеаtiоn in gеnеrаl.

Sроrting Gооdѕ ѕtоrеѕ аrе buѕinеѕѕеѕ thаt derive thеir рrоfitѕ frоm thе sales of ѕроrting еԛuiрmеnt аnd ассеѕѕоriеѕ. Whilе ѕоmе big ѕроrting gооd ѕtоrеѕ and сhаinѕ carry a widе rаngе itеmѕ for different ѕроrting categories, ѕmаllеr stores mау ѕресiаlizе in one ѕроrt оr ѕроrting infоrmаtiоn

Whеn shopping for a gооd Sporting Gооdѕ POS system ѕоlutiоn, it is imроrtаnt to find a рrоduсt that will not оnlу conduct trаnѕасtiоnѕ, but оnе thаt will help manage уоur invеntоrу, customers, еmрlоуееѕ, аnd ѕаlеѕ information.

Sporting gооdѕ stores hаvе lаrgе inventories in ѕtосk аnd commonly рrосеѕѕ over 100 trаnѕасtiоnѕ реr day. On top of thаt, еmрlоуееѕ constantly hаvе tо go tо thе bасk to find сеrtаin ѕizеѕ оf shoes оr сlоthеѕ. Thingѕ can gеt рrеttу cluttered if a sporting good store dоеѕn’t mаnаgе things properly. One tооl thеѕе ѕtоrеѕ can put tо use iѕ a is a ѕроrting gооdѕ Verifone VX520 POS ѕуѕtеm.

Vеrifоnе VX520 Pоint оf ѕаlе systems can dо a lot fоr a ѕроrting gооdѕ ѕtоrе. Fоr example, аn еmрlоуее саn check whаt itеmѕ аrе аnd аrеn’t in ѕtосk when a customer asks. Returns can be processed quickly аѕ old trаnѕасtiоnѕ саn bе brоught uр аnd refunded ԛuiсklу оr mаrkеd fоr еxсhаngе. Alѕо, transactions with bоth саѕh аnd dеbit оr сrеdit саn be processed. Thаt mеаnѕ a сuѕtоmеr саn pay with a combination оf twо рауmеnt mеthоdѕ if nесеѕѕаrу. Vеrifоnе VX520 POS ѕуѕtеm for ѕроrting goods ѕtоrеѕ are аlѕо inсrеdiblе because thеir inventories are ѕо widеlу varied with different brаndѕ оf the same itеmѕ and mоrе.Of соurѕе, sporting gооdѕ POS ѕуѕtеmѕ аrе mоrе vеrѕаtilе thаn саѕh rеgiѕtеr only сhесkоut ѕуѕtеmѕ.

They can bе implemented thrоughоut thе еntirе ѕtоrе, аnd an intеgrаtеd ѕtоrе can bе mоrе еffiсiеnt and tidу. In mоmеntѕ, mаnаgеrѕ саn figure out whо wоrkеd a раrtiсulаr rеgiѕtеr оr tеrminаl аnd when thеу did it. Emрlоуееѕ аrе accounted fоr at аll timеѕ when thеу аrе involved with invеntоrу оr mоnеу. The possibilities аnd benefits of a sporting gооdѕ POS system can’t bе оvеrѕtаtеd.Wаnt tо gеt started with роint-оf-ѕаlе ѕуѕtеm at уоur ѕtоrе? Try Vеrifоnе VX520 POS system.

Nоtе: Sporting Gооdѕ Stores are еxресtеd to dо mоѕt of thеir buѕinеѕѕ viа Credit Card Tеrminаl if thеу nееd a payment gаtеwау оnlinе (contact Mеrсhаnt stronghоld to knоw mоrе аbоut thiѕ)

All оf thе features above аrе inсоrроrаtеd with more bу Mеrсhаnt ѕtrоng hоldѕ whiсh inсludеѕ;

• Frее shipping to аll сliеntѕ.
• No ѕеtuр fее
• Wirеlеѕѕ
• Wе Suрроrt EMV, IP or Dial
• nо Mоnthlу Fее
• 48 Hоurѕ approval аnd lоtѕ mоrе

Imperative Criteria For Getting A Merchant Accounts For Wine and Alcohol Sales

Description: Because of the way of the business, numerous acquiring banks consider Beer wine and alcohol stores to be high Risk Merchant. This is to a limited extent because of the substantial directions set on the business, for example, age deals limitations, which make processors see your business as more powerless against chargebacks and client question.At Merchant Stronghold, our group of Installment, Preparing and Processing Specialists can coordinate your lager, wine, and alcohol store with one of our numerous cooperating banks who spend significant time in high Risk Merchant accounts.

MCC: 5961 / 5330

Processing Options For Beer, Wine And Liquor Merchants

• (POS) Terminals or Phone Swipes
• Virtual Terminal or Online Payment Gateway
• Mobile Card Processing on Smart Phone or Tablet

Website Requirements: A website should include clear Terms and conditions which clearly say that the customer is over the age of 18 years and per the law.

Documents required

• Article of incorporation
• Bank Letter or Void Check
• D/L (Driving License)
• 2 years of audited Financials or tax returns of Business
• 6 months Processing Statements

High Risk Payment Gateway For Transportation Services - A Detailed Look

The hardest thing is finding a merchant service provider who deals with focused services such as car, bus, and taxi. These are direct services related to transportation. Direct services are those which help customers to choose from a range of things without third party involvement. It could allow customers to book a taxi in near area with the help of a mobile application or E-commerce website. The application can complete the transaction on the spot using Merchant Stronghold’s Payment gateway. It will be quick, simple and clean

Payment brands use codes to classify businesses by the type of goods and services. Payment gateway providers use these codes to inform their clients which category a business belongs to. A good example of these codes is MCCs 4000–4799 (Transportation Services). All the numbers between MCC 4000 to 4799 are transportation services such as passenger railways, bus lines, airlines, marine services, courier services, and more.

Merchant Stronghold provides flexible payment gateways for all transportation services. We offer multiple payment options and new features for your customers. Our transportation payment gateways bring innovation to your business type. You get fast support and services. Some of our features include:

• Secure multiple payment options
• High protection for cardholders and merchants
• Future support for mobile payments and EMV

Our payment gateways for your Transportation services can improve business-efficiency and enhance customer experience. You can achieve your goal of a successful business with the help of Merchant Stronghold.

Your first priority is to offer speedy payment system to customers. A flexible and fast payment system makes it easy for merchants to sell. You may be thinking that there are many other merchant services providers so why choose us? First, you have to understand few basic things about payment systems.

What is the main building block for online payment application? The very first thing is to keep PCI compliance in consideration and create a system that doesn’t cause problems for you or your customers. A number of things can be done to achieve this goal including:

• High security as per international standards
• Secure Storing information for repeat or recurring charges
• Complete control of design and user experience
• Monthly or weekly sale analysis
• Multiple payment options integration–and Scalability

There are other things such as currency support, fees, local payment options, disbursement, and others. These things may vary person to person, but above 5 things are building blocks of a system.

When a merchant orders our services, we prepare an initial report about payment gateways. If we find out that you need a single payment option then we create that for you, and if you need a customized gateway then we spend our time and effort to create it.

Reliable Online Payment Solutions for Training and Coaching Businesses

Training and coaching business requires a reliable online payment solution that can keep you safe from possible frauds. Merchant Stronghold can provide it to your business.

If your product doesn’t succeed then your business won’t succeed. In past years, online payment systems have contributed greatly to the success of many training and coaching businesses. There are many things to look out, but payment method is one that decides how big your business is. Merchant Stronghold understands these unique challenges and to solve them we work hard to develop systems that can lift up your business. If your competitors are strong then you can be stronger by offering better things so that your business gains popularity and revenue.

Five trades of a best online payment system

• You want to gain additional income and want your customers to be happy? Mobile commerce is one way to do that. You can accept payment for android, tablet, and iPhone.
• A system that makes sure your customers are rightly billed.
• Payment gateway capable of establishing money reserve for expansion, emergencies, and retirement without hurdles.
• There won’t be painful solutions for the training and coaching business. Your cash flow will be improved and you will be able to resolve customer issues.
• There will be an end to the waste of time and frustrating options.

These are some of the unique features that you are going to get. Our payment systems are recommended by many merchants who are dominating their industries. Some of the key products of merchant stronghold can also be been seen in specific industries.

Better Solution for Merchants

Our payment solution is up to date, reliable, fast, and secure. It doesn’t matter which business you are running, you can trust us. Merchant Stronghold’s online payment system can make your operation smoother. We have award-winning services and experienced professionals who can settle a payment method that fits your business.

By using our online payment solution, you get more than just a way to process transactions. Our services can add value to your training and coaching business, and help you generate revenue. With our help, your brand will certainly get more exposure and you will be able to satisfy your customers. Here are some of the key factors that we focus upon:

• Fast Transactions for your business: We can provide a system that will accept payments fast and instant.
• Reliable uptime: A highly stable online payment system that guarantees you protection so that your business can progress.
• Data security: You can rest easy because there are quality tools and secure architecture that will keep frauds away from your business.
• Value-added services: You don’t have to stick with one payment solution, features such as mobile payments and others can also be provided under a reasonable budget.

Updated Tips On Privacy Policy of Merchant Services

Even if you don’t operate a business or commercial website, you could be required by law or contracts you’ve signed to provide a privacy policy.

If your website…

• Collects any personal data (like email addresses for a newsletter subscription)?
• Shows any advertising (Like Google AdSense)?
• Tracks visitor behavior (Like with Google Analytics)?
• Accepts online payments (Like PayPal, Authorize.net or credit cards)

Many jurisdictions require you to have a privacy policy. Otherwise, you could be inviting a civil lawsuit & government intervention or even criminal prosecution in some countries. As well as government requirements, many commercial agreements (such as Google’s AdSense T&Cs) require an up-to-date privacy policy. Of course, these criteria describe almost every website in 2016.

WHAT IS A PRIVACY POLICY, EXACTLY?

A privacy policy is a document that discloses to your website visitors what you will do with any information gathered about them, how you are gathering that information and how the information will be stored, managed and protected.

It fulfills a legal requirement in many countries & jurisdictions to protect your user’s privacy.

PRIVACY POLICY COMPLIANCE

Privacy policies are required by law in many countries & by many other services.

If you collect personal data, process payments, display ads such as Google AdSense or use any online services to operate your website then you likely need to have a privacy policy. Not having an accurate privacy policy can expose your business to liability in a number of different ways, such as expensive lawsuits – or even criminal prosecution in some countries.

Creating a privacy policy for your website can be confusing and time-consuming. Worse, hiring an attorney to do the same thing could cost many $1,000s.There’s no one-size-fits-all policy template (no matter what other advertisers say!). And your policy needs to be customized for your website in order to do the job right.

With Merchant Stronghold, we help you create a privacy policy, you don’t need to hire an expensive lawyer or roll the dice on copying an existing policy.

Some Useful Information Of Selecting 5 Easy Steps to get Your Business Online

Now, we are moving toward a cashless world, your purchasers expect to be ready to pay online and have the products delivered to their doorstep. Now, these days it’s easier than ever to induce your own website going with varied “drag and drop” page templates offered for a small low fee or maybe for free. It’s not necessary to become a developer to develop a basic website. Let’s move with few basic steps to get you started your online business.

Choose the Right Domain

Choosing the correct domain name is extremely necessary. It’s ideal if your domain name coordinates your business name or your brand so it’s simple for your benefactors and potential customers to discover your website. Once you choose a website name and have the website up and running, you have to invest plenty of resources into promoting it and conveyance in traffic, so raise some of the individual people as you’d prefer to think on the name before setting it in stone. Keep in mind to check the name’s accessibility to check whether the domain name of your choice is free to use. If the name isn’t accessible, don’t get demoralized. Often the owner of the domain name is willing to sell it and it’s simple to work out who owns the name by merely wanting it up in “whois” section on the domain registration portals.

Pick a Webhosting Service

Web hosting services offer space for storing and access to websites. Don’t get attracted by free internet hosts as they put advertising on your website to cover their prices. As a business, you must be searching for an internet host that’s esteemed and reliable. think how much space your website would take and how much traffic you are expecting through your website (web hosts can help you with an estimation). Read the reviews of different clients to perceive how frequently they encounter downtime or technical issues and how rapidly those issues are resolved.

Design Your Website

Today designing your website is less complicated than ever as a result of there are several visual “drag and drop” templates to choose on from. There’s a range of website builder package resources out there. They’re very simple easy thus just about anyone can use them. Have a look at GoDaddy, WordPress, Wix or Weebly. Watch many YouTube tutorials to see however simple it’s to make your own website. Confirm the design is simple and SEO friendly. There are many helpful tips provided by the website builder software system on this matter. Have a look at this detailed example

Shopping Cart for Online Business

the shopping cart is a piece of the software system that acts like an online web catalog. There are many various choices available to you on the market. As payment Processor consultants we are able to assist you to choose the right shopping cart that meets your business requirement.

Payment Processor Solution for your online Business

you would like our services to be ready to process credit card processing transactions online. Once you have got the website going, we’ll be happy to assist you set up an online payment solution that’s best for you and your business. Contact us to find out more.

High Risk Merchant Account for Ticket and Event Sales Business

A merchant account can help your ticket and event sales business to accept cards. Your website requires this account so that your customers can buy your products from anywhere. Not only payment system, but your priorities should be to offer safety and security. These features can be provided to your customers by associating your website with payment gateways. A customize payment gateway that is suitable for your ticket and event sales business.

Most ticket providers are third party vendors performing credit card processing for a particular event. They pay back on weekly or monthly basis after the event has ended. When you want immediate payment on the event day, or when you need funds so that you can promote the event. Not having immediate funds can cause problems for you. We can provide you the exact solution, but first here are some disadvantages of third party payment processors that don’t offer you maximum benefits and security.

Disadvantages of third party payment processors

• Most of the ticketing and event sales companies earn by adding some amount per ticket fees to the total price. All the extra fees are paid by your customers and it may discourage them.
• Keep in consideration that your funds may not be available to you immediately.
• Credit card refunds are only subjected to 3rd party payment processor policies. Usually, the face value of the ticket is refunded, and ticket awarding body is responsible for handling fees and processing charges that come along.
• You may see an increase number of chargebacks. Especially when customers don’t recognize the name of Ticket Company that has appeared on credit card.
• The credit card that is processed via a third party processor is not available to you, and it can be difficult for you to trace the transactions.

Merchant stronghold Processing

You need to understand the difference between an online merchant account and internet payment gateway. They both are separate entities and they are necessary if you want to integrate online payments into your ticketing business.

Internet merchant account will receive payments from customers and then those will be transferred to your bank account directly. An internet payment gateway, on the other hand, is a bridge between a credit and a merchant account. A gateway will be serving your customers; they won’t hold funds for you.

 Ticket and event sales credit card processing

• Having a merchant account can benefit your ticketing and event sales business in many ways:
• You will have immediate access to the revenue. All the funds are sent to your bank account
• A company will appear on bank statement of your customer and charges will be convenient for your customers. There will be chargeback management when customers fail to recognize a particular transaction on a monthly statement.
• There will be detailed transactions such as how many were successful and how many were declined.
• There won’t be extra charges
• There will be full control of refund policies, and additional charges will not be imposed on your ticket and event sales business.
• After integration of payment gateway on your website, Your customers would have opportunity to see the new offers in trend and can purchase with any offer they’d like themselves
• You will have the option to refund any sale that you or your customer wanted reimbursing.
• More flexibility for customers to pay for what they’ve purchased through the several payment methods.

Payment Gateway Integration Adult Book Store

A Secure Payment Gateway can be integrated into eCommerce Store allowing the business to accept credit cards payments for their businesses. It’s used to encrypt sensitive information to ensure that the information is secure between merchant and customer.

These payment gateways come with tools to detect frauds before sending it to the processor. There are a number of other tools such as Velocity Pattern Analysis, Blacklist lookup, Computer fingerprint, Delivery address verification, Geolocation, Basic AVS, and Identity Morphing detection. Payment gateway has to be acquired by the merchant and integration will be done by Merchant Stronghold. Different type of payment Gateways exist, their basic working principal could be found below.

How Payment Gateways work?

It may sound difficult to some merchants, but the entire process is simple. There is a step by step processes of how payment gateways processing transactions:

• When a customer purchases a product from your Adult Book Store, it’s sent to web service in an encrypted format. The encryption is done with the help of SSL (Secure Socket Layer).
• All the transaction information sent to the concerned Payment gateway.
• Payment gateway then sends this information to merchant’s acquiring bank.
• The acquiring bank then sends this information to issuing bank. Customer’s credit card belongs to issuing bank so the transaction will be approved by them.
• Issuing bank sends a message back to the Payment gateway. This message will have information about whether the requested transaction was approved or declined. If there is declination then reason is also sent to the gateway.
• The gateway sends a response to the merchant’s server.
• When the response reaches the server, it is encrypted again and sent to the customer. This will inform customer whether the transaction was successful or not. If the order is placed then the customer is informed about it.
• This entire process takes not more than 5 seconds. At the end of the day or as per policy, acquiring bank deposit the amount in merchant’s account. If it takes more than 5 seconds to complete the whole process then payment gateway is not good enough.

Why you need a Payment Gateway?

If you are running an Adult Book Store then payment Gateway is the first thing you need. You can’t receive online payment without a gateway. It is the main building block that acts as a bridge between banks and authorizes payment for Businesses. You can also call it a physical Point of sale terminal that is located in your store. It encrypts sensitive information such as card number, name, and address to ensure that information is secure between customers and merchants

Credit Card Processing Solution for Beauty Products Business

A Quality credit card processing solution that can lift up your Beauty Products business. We can integrate multiple payment options so that your business is always expanding.

An advance credit card processing solution that comes with high level of security is what every Beauty Products business needs. Efficiency is important when you are running a business, especially when the business is on small scale and you have to struggle a lot to get to the top. The goal of merchant stronghold is to provide you a flexible payment solution with equipment. Electronic payment solution can fulfill most of your needs; you can customize best rate structure that fits your business. Some of the advanced services that you can expect:

• Mobile processing for the small-scale business
• Terminals for beauty products and retail service business
• Support for payment gateways connected with shopping carts
• Solutions for MOTO card transactions
• Plus credit card payment plans
• Virtual terminal for processing

Modern payment processing

Modern payment processing is integrated merchant account and software. This system is called software as a service (SAAS). It offers a single electronic portal that helps merchants to scan checks and process various credit card payments. This is done without merchant storing the data on the site. A latest cloud-based infrastructure is integrated, means a location of customer doesn’t matter. It also reduces cost and makes whole process time efficient.

Transaction Processing Quality

Payment systems are highly susceptible to abuse and fraud. If a credit card is misused, there will be financial losses to your Beauty Products business. There will be even more mess if the merchant will solve the problem on its own. Some beauty parlors may have a monthly subscription, SAAS can make money collection easier for merchants. The system also secures payment information that is passed to the merchant. Some businesses come on the scale of high-risk businesses such as male enhancement products business, Nutraceuticals business, Cruise line business, Trial Continuity Subscription Business etc. All of these can be processed with the help of a quality online platform through Merchant Stronghold.

payment processing architecture

The network architecture is an online payment system that is like a chain of service providers having unique value payment transactions. There are four most important entities in an architecture which are merchant, the point of sale (POS), aggregator, and credit card bank. Payment gateway provider is a company that gives support to merchants and receives payments on their behalf. Point of sale provider presents aggregator to the merchant. There are small POS transactions than the aggregator, so the direct connection with credit card network is not necessary. The responsibilities are divided equally among many different business partners in order to provide the better architecture to the merchants. Merchant Stronghold understands these concepts because we have been working in this business for a long time.

Merchant Account for High Risk Businesses

You are most likely wondering what a high risk business is. if you arrived on this page. This is a term that you can find very often in the financial world and it does bring in front quite a lot of challenge even for the industry professionals. We are here to eliminate the shroud and offer you a great solution!

One thing you need to know is that high risk businesses' are operating within a high risk industry most of the time. The industry doesn’t have lots of customers or it has plenty of competition and its sales and dwindling to say the least. You will also see that most of the high risk businesses have financial troubles, with various problems like company viability and the inability to get financing, merchant accounts and so on.

Yes, a high risk business will have a hard time getting a merchant account, although there are high risk merchant accounts that can be acquired at times. It’s important to note that such a business can have a hard time getting online payments just because acquiring a merchant account is quite demanding. The high risk factors included here are a large number of chargebacks, refunds and so on, credit card fraud as well as companies that have a very high number of non-fatal or even fatal accidents to begin with.

Moreover, there are businesses that don’t comply with the regulations and requirements requested by the local law. This is very important and it does bring in quite a lot of trouble, to begin with.

Since a business is seen as a high risk one, it does have to deal with plenty of consequences. The first one would obviously be dealing with a very high loan rate. This is very challenging and many times it can be quite problematic, to begin with.

Of course, working with a high risk business doesn’t bode well even for some major companies as well, which is very challenging for sure. It might be very problematic at first, so you should just try and avoid that, to begin with. Yes, it will be problematic to deal with this type of business because not that many want to focus on working with companies that are in debt. This doesn’t really seem to bring in front a lot of trusts and that’s why most high risk businesses tend to be avoided. They also tend to have a bad reputation in the industry and that can hamper their potential partners to begin with.

Plus, you won’t be able to get a merchant account which is even worse, to say the least. All of these combined do show that high risk businesses will have quite a challenge when it comes to finding good partners and working with them in the long run. It will not be easy for sure, but that’s the reason why you have to eliminate debt and focus on optimizing everything. Yes, it will be challenging but it can be very rewarding too!

The Basics To Setting Up A Merchant Account For Your High Risk Business

Setting up a merchant account is very important and usually, it’s not that hard to do it either. What makes a merchant account great is the fact that it allows your company to accept both credit and debit card payments. Usually, you will need to have either an agreement with the bank that they process credit card payments or you can work with an independent sales organization, MSP and so on. Either solution works as long as you collaborate with a dedicated financial institution and have a designated point of sale system.

The first thing you have to do is to determine the way High-Risk Credit Card Processor will work for your company. This means that you need to figure out the type of credit card payments that you want to accept and how you accept those payments. You need to see if you accept website payments, if you want to use a POS solution or mobile payments. You will also have to think about the amount that you get from credit card sales, to begin with.

Aside from that, when you create a new merchant account you will need to think about the merchant payment processing and you will also have to make a comparison between all the services offered to you. This way you will be able to see which one actually delivers the best value for your money, so you should consider that as fast as possible. Each merchant account provider has a flat rate that will be charged each time a payment is processed or it might have a percentage fee based on the total transaction amount.

Sometimes you will see that merchant provider options will have software and payment acceptance solutions. Of course, if you do opt for these merchant services you still need to have something that allows you to be in control. It might be challenging at first, but results will end up paying off quite a bit which is exactly what you want to focus on here. Having control over the way your customers pay is very important to try to keep that in mind.

Some of the merchants will set up your account and they will just require you to undergo a credit check and offer a personal guarantee. The application process might take some time though. Once that is done, the setup process will be completed and results will be impressive for sure. What you will like here is the fact that the process is seamless, once you apply for the merchant account, the provider will take care of everything. If you want to skip on some taxes or just want to deal with companies outside your country, you can work with an offshore account provider.

Merchant Account Credit Card Processing Solution for Online and Offline Furniture Business

A Merchant Account service for furniture sellers is hard to find. This business is considered as “high-risk”.

This is because online furniture sales are large-ticket purchases buys that are made without the purchaser’s card being physically swiped, which Exposes Merchants and Credit card processors to conceivable chargebacks and Fraud (for example, if there’s shipping damage). The same is valid for furniture orders set by telephone or via email, in spite of the fact that these strategies for buy are for the most part dropping out of support among buyers. There are a couple of merchant account providers that focus on serving high risk businesses, and some of these suppliers spend significant time in trader represents card-not-present furniture retailers. To empower you to find an online furniture Merchant account, we have assembled the following list of the top processors for online and mail order/telephone order (MOTO) furniture sellers 

Furniture Business needs Credit card processing Services

The home furniture business has grasped the online ecommerce world. There is new shipping/ delivering option. And there have been advancements in Merchant payment processing. This has made it probable for people to purchase their furniture online.

Merchant account for home Furniture business will permit you to process credit cards. Convey your product as you see fit.

You can transport your small furniture straightforwardly to the purchaser. Sell your products online. Allow the purchaser to get the furniture up at your store. And your clients will be able to pay with their credit cards.

Customary furniture industries are able to acquire services from conventional merchant service providers’ specialist, but banks are unwilling to coordinate with furniture business that goes online. The industry of online furniture deals has been categorized as “high risk business” by banks; this has made things very hard for those wishing to enter this business.

One of the reasons for this high risk order is because due to high chargeback a rate that generally goes along with operating an online furniture business. In the event that furniture is If furniture is the endless supply of the item(s), it can prompt both chargebacks and disputes. In addition, the average transaction made for an online furniture store is high contrasted with other online Businesses. All things considered, the above average high chargebacks rates, disputes, large tickets and higher volume makes banks shy away.

The fundamental issue for those intending to begin an online furniture business is the undertaking of opening a Merchant account. With banks shying away due to the high risk, it can make the circumstances complex if not impossible. Providentially, there are still safe and proficient choices out there for you.

Merchant Stronghold (MSH) is voted the #1 high risk payment gateway & Merchant Account provider in the USA/UK, specializes in high risk Merchant Account and offshore merchant account. MSH can set up your merchant account quickly with fast approval. They can provide you with the online furniture merchant account and options that best suit your needs.

Their system, the biggest network system of its kind, can fit you with the perfect merchant account which opens new payment gateway for you. It can likewise immensely cut down on the costly rates from services.

With Merchant Stronghold, the application process is easy, fast and hassle-free. There are no application fees charges and no VISA/MasterCard registration is required. Get the benefit of the multiple secure payment gateway and competitive rates. Once your application has been reviewed by our Merchant Specialist and accepted, your merchant account will be opened quickly.

Merchant Account Credit Card Processing for Marine Services

Credit card processing for Marinas, Marine Service/Supplies (MCC 4468) is considered as high risking in the Payment industry. There are a number of services associated with Marine business, and not all are accepted by merchant service providers. In simple, not many merchant account providers offer payment services for businesses in this whole category. For years, Merchant Stronghold has provided real-time Credit card processing for Cruise ships. We have solutions for individual merchants to trade marine supplies.

Credit card processing for Marine Services

A good way to sell your services is by using a website for Credit card processing. Merchants can have more than one payment methods. A credit card is quicker and much safer than cash in hand. Money can automatically be sent to your bank account.

Multiple services can be provided on your websites, such as point system or gifts for customers. Your Marine Credit card processing will be a part of a large network. A gateway having PCI compliance to provide you security benefits. We offer a number of options, such as American Express, Visa Card and MasterCard integration. Existing account holder can also get new features.

Merchant Account for high risking businesses

Some online businesses are considered as high risking because of their nature, these businesses include Adult industry, Foreign Exchange, Gaming, Pharmacy, Cruise Services, Pharmacy, and PC support. History of the business also plays an important part in the High risking tag. Not many merchant account providers offer services to high risking businesses, but Merchant Stronghold is offering services to these for years.

Accepting credit cards can boost your Marine supplies business. Many companies would like to offer services to you, but choose one that best fits your needs. High risking businesses have high chargeback ratio, and there is the huge volume of sales; these factors make them insecure. You can still get a merchant account, but don’t get bedazzled by flashy advertisements. Clearly, identify rates that you can pay so that you can get a merchant account that makes more sales and get more success.

Know Rules

Even though you have to pay fees for accepting cards on your store, it is against card processing agreement to share it with the customer. When you accept the agreement, you agree upon giving a certain amount in exchange for quality services for your Marine supply business. It is not good to charge a certain amount from customers or require the minimum amount to be able to process the purchase. Maintaining these things may result in losing your merchant account.

How to Setup Merchant account For High Risk Business

Setting up a merchant account is very important and usually, it’s not that hard to do it either. What makes a merchant account great is the fact that it allows your company to accept both credit and debit card payments. Usually, you will need to have either an agreement with the bank that they process credit card payments or you can work with an independent sales organization, MSP and so on. Either solution works as long as you collaborate with a dedicated financial institution and have a designated point of sale system.

The first thing you have to do is to determine the way credit card payments will work for your company. This means that you need to figure out the type of credit card payments that you want to accept and how you accept those payments. You need to see if you accept website payments if you want to use a POS solution or mobile payments. You will also have to think about the amount that you get from credit card sales, to begin with.

Aside from that, when you create a new merchant account you will need to think about the credit card processing and you will also have to make a comparison between all the services offered to you. This way you will be able to see which one actually delivers the best value for your money, so you should consider that as fast as possible. Each merchant account provider has a flat rate that will be charged each time a payment is processed or it might have a percentage fee based on the total transaction amount.

Sometimes you will see that merchant provider options will have software and payment acceptance solutions. Of course, if you do opt for these merchant services you still need to have something that allows you to be in control. It might be challenging at first, but results will end up paying off quite a bit which is exactly what you want to focus on here. Having control over the way your customers pay is very important to try to keep that in mind.

Some of the merchants will set up your account and they will just require you to undergo a credit check and offer a personal guarantee. The application process might take some time though. Once that is done, the setup process will be completed and results will be impressive for sure. What you will like here is the fact that the process is seamless, once you apply for the merchant account, the provider will take care of everything. If you want to skip on some taxes or just want to deal with companies outside your country, you can work with an offshore account provider.

As you can see, setting up a merchant account isn’t that challenging, to begin with. It will take some time though, so try to keep that in mind and it will help you quite a bit which is exactly what you want to have!

Accept Credit Card Online For Education Website

If you are running an Online Education website and want to accept credit card, then you are at the right place. We provide one solution to all of your problems.

If you are reading this then you probably want to accept credit cards on your Online Education website. Most business owners like to know how they can accept credit cards. There are many ways to offer multiple payment methods to your customers. Some of the commonly used methods are as under:

Using own merchant account: you will need a payment gateway linked to your website. There are various requirements for every country; you can contact us for further information.

Third party merchant: There are many companies willing to accept credit card on your behalf. They will take fees in exchange and provide you an easy solution for your Online Education website. These are also called payment gateways. 

How it will benefit your business?

If you are advertising your business but you are not accepting credit card payments then you are making a mistake. If customers find something interesting on your site and they have to buy via check then they may not buy it at all. It takes time to get a checkbook and mail it.

There are international customers who may be interested in your products but not accepting credit card processor can restrict your business. A flexible system takes care of currency different and other factors. If you aren’t accepting online payments through credit card or debit card, you are losing valuable customers every day.

Which is the best method for you?

Opening a merchant account is little expensive than third party merchant account. Some third party may not have any fees, but the transaction fee is usually high as compare to a dedicated merchant account.

If you don’t know whether your product will sell then the third party will probably suit you. But if you are confident that you have a quality product that will gain popularity in time then a dedicated merchant account is the best solution for you. If you just want to test your Online Education website then try third party account, you will get a check and you won’t have to worry about anything other than your product.

Advantages of own merchant account for Education Website 

One of the reasons to have a dedicated account is that your visitors will be able to trust you and you may sell more. Most card owners trust websites that offer better payment system. Having a dedicated merchant account can decrease transaction costs as well. You will be processing the transactions using a gateway so you probably will need to be more careful. There may be frauds and chargebacks in dedicated to a third-party merchant account. You will gain more trust from your customer. You won’t need to pay third party extra gateway fee other than regular gateway fee. Also, there will be your own merchant account and payment gateway so the complete profit will be yours and no requirement of splitting the profit between you and gateway providing company. So the result of having own merchant account can give you a high ratio of profit than third party gateway.