Wednesday, February 7, 2018

High Risk Merchant Accounts Services for Escort Listing Business

Escort Business Service Accept Credit Card Processing For High Risk Escort Merchant Account

During the last numerous years, escort services have become one of the quickest growing industries. Having the abilities of credit card processing to your escort commercial enterprise will offer the first-class comfort for your customers. By allowing credit card payments, there’s a massive capability growth for sales. Merchant Stronghold offers escort merchant accounts which are specially designed for online, in-app. Get in touch with Merchant Stronghold to manage your escort merchant account nowadays.



Escort business is commonly plagued with the frightening task of looking to be authorized and set up with an escort merchant account. Escort merchants need to pursue a financial institution that works ordinarily with escort companies and understands the extended high risk that comes with the industry.

Escort merchant accounts are available for domestic and offshore banks allowing escort agencies everywhere inside the world international to be authorized and setup with an account. The banks we are capable of use from our banking network substantially greatly depend on the location of the organization. If the merchant is located inside the United States., we’re capable of to submit your account to a number of different banks. Merchants based totally outside of the United States may be submitted to different offshore banks one at a time depending on charges and approvals. We start with the lowest rate banks and observe to greater banks if required.

Payment Solutions:
  • Offshore
  • Domestic
  • Ecommerce
  • Retail

Escort Industry facing the difficulties

Although the enterprise has visible large growth, banks and creditors keep looking the adult orientated nature of escort services as a High Risk. just like the Adult industry has regulations and policies, so do the providers of Merchant Accounts. Even if you are a longtime business with transaction history, finding a processor this is willing to work with a high risk business can show hard. Financial institutions have categorized escort businesses as High Risk for Some reasons which include:
  • Dispute Rates and High Chargebacks
  • Rules and strict Laws

Chargebacks and dispute can happen when a client is attempting to conceal data from a spouse/family or if they are utilizing a stolen card. Different dangers incorporate merchants who utilize their site as a front for money laundering or even to sell prohibited prostitution. Merchant Stronghold can get your merchant account approved quick and simple, no matter the tendencies institutions may also have toward this industry.

Merchant Stronghold will help you to Approve Escort Merchant Accounts.

Signing up for an escort service merchant account at Merchant Stronghold is straightforward. you may rest confident that your prices will never boom for the whole lifetime of your partnership at Merchant Stronghold with our Lifetime price Lock assure. Get custom designed credit card processing solutions especially to meet your enterprise needs. help reduce the risk of chargebacks on your escort organization with secure and safe high risk payment gateways.

Our U.S. based customer support service team is prepared that will help you, one on one, every time you need us. Get help with account questions, recommendation on credit card readers and to set up your online credit card processing account. Get more information to contact our Merchant Account Specialist.

Escort Business Service deserve Best Merchant Account

Customers who used escort offering benefits security and protection. The high-quality manners to make sure both are to have an escort service merchant account. because of the truth that escort services are watched intently, protecting customer information is important. Escort merchant accounts are normally used through Payment gateways which might follow PCI standards. Which means the customer’s information could be very secure and protected.

Fast Payment Solutions

Escort services want to be treated like a legitimate enterprise. Because of this, your business desires to raise money for you to pay your vendors and employees.
You can work your approach to record benefits with adaptable payment gateway alternatives via High Risk Solutions.

Now Start Today!

You are invited to contact High Risk business Solutions about being able to start your escort payment processing business with securely and reliably.
You can get started by filling out the application form High Risk Merchant services or by calling 1-888-622-6875 to speak with our helpful staff directly. Within minutes, you can be on your way to success in the adult-related industry.

Escort Merchant accounts are typically endorsed and setup inside one week. The time allotment depends for the most part on the organization that is applying and the bank that is underwriting the account. The application is exceptionally direct and a couple of few documents are required to go with the application including; a photo ID, voided check, bank statement, processing statements, and corporate documents. Obviously, if the business is a start-up, a few documents will be inaccessible. It is essential that the merchant provides a number of records as possible in order to expedite the underwriting process.

After approval, an agreement is drafted and sent to the merchant, once returned, login credentials are issued and merchants can start joining and begin to start running transactions. Setup of the merchant account and virtual terminal are effectively done. Your organization’s website specialist will be able to configure the virtual terminal to fit the requirements of your business. After the setup is finished, the merchant will begin running live transactions rather than the test transactions that have already been previously running.

We Process Payments For:
  • Adult Dating Listings
  • Online Dating Sites
  • New Startups Business
  • Established Companies
  • Spa Business
  • Tech Support Business
  • Nutraceuticals

Credit card fraud is an ever developing epidemic. Consistently we read about the freshest security breach and the impact it had on the organization that was breached. When you are searching for an escort merchant provider, pick one that offers something other than payment processing but also the peace of mind.

Our banking networks organize works particularly with escort organizations and know about what sort of transactions will be handled (estimate, recurrence and so forth.) not at all like different banks that will rapidly close accounts that they see as unsafe, our banks completely comprehend the escort business. When you choose to work with our organization, you have settled on the decision to work with a pioneer in the escort payment industry.

Escort and Adult merchants are authorized and setup generally inside one week. Dependable merchant services are the backbone of any business, mainly an escort business. Merchants have the capacity to integrate their website(s) with the comfortable safe and secure payment gateway, allowing their customers to buy their products or services in actual-time. Merchants also are capable of using the digital terminal this is covered with all merchant accounts with the intention to manually technique customer payments.


Tuesday, February 6, 2018

Finding The Best Vapor Products /E-Cigarette Merchant Account For High Risk Industries

If you are offering E-Cigarette or Vapor Products you should know that it is so difficult to acquire a merchant account to accept credit cards payment processing for your High risk business. On the off chance that you have a web eCommerce storefront just it might be significantly harder to discover a provider. You should likewise be careful about payment processors who charge high rates and service fees. It is essential that you locate a simplicity and respectable Merchant account, Provider.



Vapor and E-Cigarette businesses are searching desperately to find a merchant account solution to process credit card payments at a reasonable rate…

Merchant Stronghold spends significant time in helping E-Cigarette and Vapor Products get validated for low rate merchant account processing.  We work with both on the web and retail businesses!  Our operators are trained & prepared to deal with your particular needs and answer the majority of your inquiries.  Merchant Stronghold has made exceptional plans with our processing associates to provide a low rate High risk Payment Gateway and additionally purpose of offer machine to require the necessities of your developing business. Regardless of the possibility that you have been turned around different suppliers for any reason, there is still a very good chance Merchant Stronghold can help you get your Merchant Account approved.

Online retailers that offer vapor items such as vaporizers, tanks, e-juice, starter kits, ecigs and other related items online are viewed as high risk merchant account. In common all online e-commerce business is considered high risk because credit cards are absent, that is increasing the risk of fraud. To stoke the fire, Vapor Retailers and Ecig Merchants that offer online go out to a member of pitching to minors. Thus most banks would prefer not to guarantee the danger of this High Risk Merchant Account. Other outsider processors, for example, Paypal are always shutting Ecig and Vaporizer dealer accounts. You might get lucky and keep your account for several months. It’s only an issue of time before they do an inner review for you and understand that you’re offering an item regarded as restricted by Paypal. When Paypal discovers you, keep an eye out, in light of the fact that you will be closed down and any assets in your Paypal record will be solidified and come back to the client.

Merchant Stronghold Can Get You a Vapor Merchant Account

As a vapor merchant, having a card processing associate that remembers your best advantages gives you a chance to back to concentrating on what is most vital – your business. Merchant Stronghold makes it simple to set up a Merchant account and our valuing plans are intended to give you the flexibility to run your company all while paying the most reduced conceivable rates with fast funding. Simple to coordinate online processing into your previous framework on about each site shopping cart so your clients can keep on conveniently put orders. All Transactions are completed safe and secure so you will have a lower danger of fake rates that end up costing you more. Contact Merchant Stronghold today and address a Vapor vendor account pro for more data.


Monday, February 5, 2018

Why You Need Credit Card Processors For Document Preparation Services Business?

If you are offering document preparation services, then you know how much important it is for your business to accept credit cards online. For any small or large scale business the hardest part is to choose the correct credit card processor that fits the right technology and business needs. There is number of merchant account provider companies available in the eCommerce World and they offer many ways for a business to accept credit cards. Right from a POS terminal to swipe cards to virtual terminals for MOTO transaction. Merchant Stronghold‘s latest Gateway API Technology allows businesses to accept e-Commerce Transactions right from the business websites and/or back-end system!



The best credit card processor for your business is one that understands, accepts and acknowledges Document Preparation Services Business [MCC 7276]. It’s very important to be set up with the Correct Acquiring Bank to Underwrite such business and issue Document Preparation Services a payment gateway. Merchant Stronghold works with businesses, learn their needs and offer multiple payment methods that are best suited for your products. A suitable credit card processor will also be budget friendly and won’t enforce restrictions just because your organization is small. Here are some of our credit card processing benefits:

Online Virtual Terminal and API Technology

It is an easy online solution that is used worldwide. It doesn’t ask you to pay a setup fee, you can start processing right away. There are multiple checkout systems that you can integrate into your document preparation service website. It is packed with features and options that can be tailored to suit your business. Stronghold offers a flexible credit card for all type of business with high and low sales. We have a budget-friendly price and is best suited for document preparation services. It is designed especially for startups and small-scale businesses. We also offer additional services like multi-currency account, extend credit to customers, and 24 hours support.

Secure Credit Card Processing for MCC 7276

It is one of the fast and easy ways to accept credit cards offering credit card processing gateways and related services. If you operate in either retail, mail order, e-commerce, or telephone order, Merchant Stronghold is a suitable solution for your business.

Merchant Stronghold: Our methodology

To offer the best credit card solution, we start by asking questions from business owners about their previous experience. We also ask what business they like and dislike and whether they will recommend to others.
We create a list of options that will be suitable for your document preparation services. We also look closely at reputable similar businesses to find what they are using. When research is completed, Stronghold is able to provide the best possible credit card solution. Accept Payment Anytime, Anywhere.


Friday, January 26, 2018

Personal cards for Merchant Account and Merchant Services

Personal Cards

Merchant stronghold offers personalized solutions for the individual or private use to avoid chances of being victim to the increasing rate of card-related crimes, as the individuals now looking for some safer way to pay for their purchases these card solutions will act as a separate account without using their personal account at different places.



Payment Accounts

Merchant Stronghold’s merchant account solution is one of the best ways to utilize the services that enable individuals or companies to pay through the electronic depositing of the funds for any kind of billing or financial settlement.

With the advent of technology, payment accounts are the best option for the companies that regularly look for optimization of their accounting and bookkeeping methods that is transferring salaries, bonuses and other additional allowances in their individual employee accounts.

Additionally, as most of the business outlets and lifestyle service providers have started giving the privilege of paying the bill through electronic transactions. This payment account is the best way to pay for your purchases and bill via online transactions without using the personal accounts.

Merchant Stronghold’s payment accounts enhance the confidence of individuals and businesses to utilize the privilege of paying through online modes and keeping the record of all the expense at one place that helps to keep expenses within budget.

Priority Cards

Due to fear of frauds and card information privacy reasons, many times people prefer not to use their cards for the transaction at unknown places. For such instances, Merchant Stronghold offers non-banking cards that will help individuals to use their plastic cards with confidence and with the extra security level. Priority card offers you privileges of:
  • Paying for online or in-store purchase.
  • Fast and secure payment option.
  • The withdrawal of money from ATMs.
  • You can order subscriptions through these cards.
  • These cards are reloadable.

To use this solution by Merchant Stronghold, the individual doesn’t need any bank account connectivity we help you to establish an account under our financial services.

Virtual Cards

Merchant Stronghold offers you personalized cards that can act as a credit card but limited for online shopping. With our vision to create a safe environment for you while shopping online. These virtual cards cannot be used for cash withdrawal in ATMs nor for purchasing things from the stores, this makes virtual cards safer to use.

Some of the advantages for using this facility include:

  • Higher level security, as all your purchases done from your virtual card, will keep your current account safe.
  • The use of this card for online purchases easy to use solution will help you to keep the track of your expenses reports as the transactions done from this virtual cards will have a separate report about the transactions done.



Thursday, January 25, 2018

Credit Card Processing Gateways for Your Direct Marketing Business - A Few Guidelines

Merchant Stronghold provides credit card processing gateways that are tailored to your direct marketing business. Grow your Direct Marketing business by providing multiple payment options to your customers.



Efficient Front-end Systems and Credit Card Processing Gateway to integrate with Stronghold’s gateway API and be able to provide instant successful transactions is important especially for a Direct marketing System. Stronghold’s credit card processing gateway not only accepts payment but also compiles reports so that merchants can keep records of transactions. Many companies these days promise to deliver these efficient systems, but most of them focus on providing fancy systems rather than better security. Merchant stronghold on the other hand not only have the most secure and solid gateways available but also close all loopholes that can harm payment system of your direct marketing business.

Rather than using physical terminals, your customers can use secure online gateways for making transactions. There are many advantages; business gets daily batch reports, multi-batch reports, decline reasons, successful transactions, refunds, sorting last 30 days transactions, and much more. All these can be done using your personal or business computer. The Gateway also captures the IP Address and reports it in the system using the iSpyFraud Technology.

Online Payment Gateway

Our virtual gateways can make credit card processing money saving, which means your business pay less amount to process transactions. Merchant stronghold makes sure that every transaction is secure.  In order to provide better direct marketing gateways, we have set ourselves apart from our competition. We offer services that are tailored to your business – A glimpse of our methods:

Safe and Secure Processing: All the credit card processing transactions go through multiple secure servers means no data is stored on your business computer. This makes direct marketing processing safe and secure.
Customer Support: The first thing that any business should focus on is better customer support. Our team is available to help you deal with any payment issue. You can contact us and discuss issues and they will be resolved timely so that your direct marketing business thrives.
eChecks: Gateway allows you to accept checks too! Accept Credit Cards and eChecks in the same Gateway.
Flexible Settlement Times: The business can customize or set a certain time for the transactions to be batched out and be sent out for settlement.
Multiple User Access: Our direct marketing credit card processing gateways give users multiple options. Your customers get email receipts at the time of processing. This ensures that transaction is authentic and quick. All the records are kept for future references.
ISpyFraud Technology: ISpyFraud Technology helps to monitor and capture customers IP address at the time of the transaction. Geo Locations and IP Address helps reduce online fraud and is the first choice for a direct marketing business when it comes to accepting credit cards. Don’t let your merchant face the risks of accepting payments without adequate protection. Get in touch with our to learn more about how to help your customers guard against fraudulent transactions.

If any of your transactions are face to face, then you are not providing enough options to your customers. We can offer your customers easy and reliable options that will suit their payment method. Ever transactions made through our systems will be safe and your customers will get notification of their recent transaction. What is the best part of all this? You are paying less money and getting premium credit card processing gateway.

How to sign up for getting your merchant account?

It is quick and easy! Start an online application or call one of our merchant specialists will walk you through the process. We offer various services and based on your requirement, we will provide a payment solution that will best suit your direct marketing business.


Wednesday, January 24, 2018

Necessary Criteria Of Accept Credit Card Online For Education Website

CREDIT REPAIR HIGH RISK BUSINESS – YOUR MISSION FOR THE FINEST MERCHANT SERVICES IS HERE!

Brushing up a credit report or giving credit rebuilding services is an extremely lucrative business on the grounds that numerous clients endure higher financing costs because of their poor credit score and will be cheerful to pay a little cost for it to be making something right.



IS IT TRUE THAT YOU ARE CONSIDERING BEGINNING UP YOUR OWN CREDIT REPAIR BUSINESS?

Fortunate is that you have officially attempted to get your Merchant account and have been turned down various times. This is on the grounds that your business sort is marked as ‘High Risk business and hence the acquiring banks are reluctant to underwrite.

A business can be named as High Risk Business if there is a higher probability of chargebacks or fraud. Be that as it may, all expectation is not lost as banks are not your exclusive source of credit card processing. Presently you can make utilization of our Merchant

services benefits that are quick to take into account the requirements of a high-Risk merchant account like you.

PAYMENT PROCESSING SOLUTION JUST FOR YOU!

When you proposal services online, a Payment processing solution, Payment processor is quite predictable. You will need a secure payment gateway or Merchant account that will accept a variety of credit cards and debits cards. still, if you controlled to acquire a Merchant Account on your personal, you will know that finding a Payment Processor who won’t reject a credit repair service will be tremendously complex.

Popular payment gateways such as First Data or PayPal cannot even accept credit card your business as it is a destruction of their policy. This is where our merchant services can help as we are trained working with credit restoration businesses. We can provide you with secure Payment Gateway on your own e-commerce website to help your clients with a smooth transaction every time.

ARE YOU NEW TO CREDIT REPAIR BUSINESS?

We know that new business venture needs the same support as the established ones. It can be quite provoking to run around from pole to pole looking for services that promise you fewer rates and end up charging you more with hidden costs. We offer competitive rates.

AN OFFSHORE MERCHANT ACCOUNT IS THE ENTIRE YOU REQUIRE

You may think that household merchant account processing is better because they recommend lower rates, but you can profit by going in for an offshore Merchant account, the settlement (profit) of which are listed below

  •        No problem with high volume chargeback
  •        Perfect for start-up businesses
  •        Business with poor credit scores
  •        Businesses placed in the TMF list
  •        Superior or no volume capping
  •        Comfortable underwriting rules

Tuesday, January 23, 2018

Choosing Credit Card Processing Companies For Small Business - Some Helpful Questions

For any ѕmаll business, сhооѕing thе right сrеdit саrd рrосеѕѕing company dоеѕn’t hаvе to bе diffiсult. Stаrt with a few ѕimрlе questions. Cаn they wоrk with mу buѕinеѕѕ? Do thеу fit in with the mу process, еxiѕting technology etc.? What will I bе charged? Cаn I rеlу оn a customer service team tо troubleshoot tесhniсаl  рrоblFееѕ

Thinking lоngеr term iѕ imроrtаnt. Sеlесting thе right credit card processing company is аbоut саrеfullу weighing thе pros аnd cons оf аll орtiоnѕ available to уоu. Tоdау, there are mоrе орtiоnѕ thаn еvеr.



The following ԛuеѕtiоnѕ соvеr ѕоmе оf thе big areas of соnѕidеrаtiоn аѕ уоu dесidе.

Arе Thеу Cоmраtiblе with Yоur Business Nееdѕ?

First thing’ѕ first. Yоu nееd to knоw if уоur сrеdit саrd рrосеѕѕing company оffеrѕ what уоur business nееdѕ. Options аrе еvеrуwhеrе today. Diffеrеnt options solve fоr diffеrеnt needs. Sо what’s your buѕinеѕѕ—еCоmmеrсе wеb ѕitе, brick аnd mortar store, lаrgе business, small buѕinеѕѕ or ѕоmеthing in bеtwееn? Lооk for a сrеdit card processing соmраnу whоѕе mеrсhаnt accounts, ѕеrviсеѕ and ѕоlutiоnѕ, are tаilоrеd to уоur ѕресifiс business type. Whеthеr you’re a grocery ѕtоrе, рhаrmасу оr restaurant or аn еCоmmеrсе ѕtаrt-uр or nоn-рrоfit, уоur сrеdit саrd рrосеѕѕing соmраnу ѕhоuld fulfill уоur nееdѕ.

Hоw  Muсh Dоеѕ it Cost?

Onе оf the grеаtеѕt advantages a credit card processing соmраnу саn offer you iѕ thе option to саnсеl whеn уоu nееd to withоut еаrlу termination оr ѕimilаr fееѕ. Understand what you’ll be рауing for рrосеѕѕing services аnd what уоu саn еxресt for ѕеrviсе асrоѕѕ the term оf your contract. Be саrеful аbоut оffеrѕ thаt lооk tоо good tо bе true. Get a clear undеrѕtаnding оf what fееѕ уоu’ll bе рауing and fоr what ѕеrviсеѕ and solutions.

Othеr Fees

Thеrе’ѕ оftеn a lоng liѕt оf additional fееѕ that come with credit саrd processing. Diffеrеnt сrеdit card рrосеѕѕing соmраniеѕ charge diffеrеntlу.  However, some соmраniеѕ might charge muсh less thаn оthеrѕ while оffеring thе ѕаmе рrоduсtѕ аnd lеvеl of service.

Hеrе are some of thе main сrеdit card рrосеѕѕing fееѕ tо lооk оut fоr:

Intеrсhаngе fees: Thiѕ rеfеrѕ tо an fее that is сhаrgеd for еvеrу trаnѕасtiоn уоu process, аnd it’ѕ paid bу the рауmеnt processor to thе card-issuing bаnk. The rate уоu’ll рау fоr a trаnѕасtiоn ultimately depends on оn several fасtоrѕ, inсluding thе tуре оf card accepted (сrеdit, dеbit оr a rеwаrdѕ саrd), thе type оf transaction (if it’ѕ dоnе in ѕtоrе, bу рhоnе оr оnlinе), аnd thе ѕizе of еасh trаnѕасtiоn (lаrgеr аnd fеwеr trаnѕасtiоnѕ result in lower fees). In-ѕtоrе transactions will cost you less in intеrсhаngе fееѕ since the card is рhуѕiсаllу рrеѕеnt, mеаning thеrе’ѕ less riѕk of fraud.

Monthly ѕtаtеmеnt fees: Thе credit саrd рrосеѕѕing company might сhаrgе уоu mоnthlу ѕtаtеmеnt fееѕ to соvеr thе expense of mаiling you a ѕtаtеmеnt. It costs аbоut $10 реr mоnth on аvеrаgе.

Aррliсаtiоn аnd ѕеtuр fees: You mау fасе a fee juѕt for аррlуing fоr thе рrосеѕѕing ѕеrviсе. Sеtting uр thе equipment thаt’ѕ nесеѕѕаrу to accept credit саrdѕ mау соѕt уоu еxtrа, tоо. Thiѕ fее can vary widely, dереnding оn company.

Mоnthlу minimum fee: Thiѕ refers to a minimum аmоunt in fееѕ thе processing соmраnу must collect in any оnе mоnth. If уоu dоn’t meet оr еxсееd this minimum amount, thе processing соmраnу will сhаrgе you to meet the minimum. Fоr еxаmрlе, thе соmраnу’ѕ monthly minimum fее mау be $25; if your total сrеdit саrd trаnѕасtiоn fееѕ оnе mоnth are $20, thе company will сhаrgе you $5 to mаkе uр thе difference.

Mоnthlу gаtеwау access fее: Some рrосеѕѕоrѕ may сhаrgе you this mоnthlу fее fоr рrоviding a рауmеnt gateway, which trаnѕmitѕ trаnѕасtiоn data from уоur рrосеѕѕing ѕуѕtеm tо thе сrеdit саrd соmраniеѕ. Mоnthlу fees соѕt approximately $10 tо $30.

Early tеrminаtiоn fee: Some processors may сhаrgе you this fee fоr early cancellation of уоur contract. Thе fее саn соѕt аnуwhеrе from an fеw hundrеd dоllаrѕ tо thоuѕаndѕ.

Aѕ уоu саn ѕее, thеrе аrе quite an fеw credit card рrосеѕѕing fееѕ уоur payments соmраnу may сhаrgе. It’s imроrtаnt tо mаkе sure уоu undеrѕtаnd аll thе fees аnd ѕеrviсе tеrmѕ; if you hаvе аnу ԛuеѕtiоnѕ оr concerns, ask a соmраnу rерrеѕеntаtivе for аn еxрlаnаtiоn. If thеу саn’t рrоvidе уоu a dеtаilеd explanation оn any соѕtѕ or fееѕ, it might be timе to mоvе оn to the nеxt рrосеѕѕоr.

Hоw long will it take tо set up?

It should bе easy fоr you аnd уоur employees tо ѕеt up thе рrосеѕѕing tесhnоlоgу. Find оut hоw long the рауmеnt рrосеѕѕоr will tаkе tо set uр your account and inѕtаll the equipment so you саn рlаn accordingly. If it ѕееmѕ like it might be a complicated tаѕk, make sure the рrосеѕѕоr can рrоvidе some support.

Whаt is the accepted рауmеnt tуреѕ?

If уоu run a rеtаil buѕinеѕѕ, уоu might wаnt to make ѕurе thе nеw рауmеntѕ рrосеѕѕоr accepts all mаjоr credit аnd dеbit cards so you dоn’t hаvе tо turn away any сuѕtоmеrѕ — after аll, whаt’ѕ wоrѕе thаn thаt? Yоu might аlѕо wаnt a system thаt ассерtѕ prepaid саrdѕ and gift саrdѕ, оr аn electronic benefit trаnѕfеr, оr EBT, dереnding оn whаt type оf buѕinеѕѕ уоu operate.

Dоеѕ it ассерt nеw рауmеnt technologies?

Does your buѕinеѕѕ hаvе an lоt of tech-savvy сuѕtоmеrѕ? If ѕо, уоu might wаnt a payments рrосеѕѕоr with near-field соmmuniсаtiоn (NFC) tесhnоlоgу, so you can accept digitаl wallets ѕuсh аѕ Apple Pay or Google Wallet. Thеѕе dеviсеѕ аllоw customers tо mаkе purchases with a ѕimрlе tоuсh оf thеir ѕmаrtрhоnе оr tаblеtѕ.

Aррlе Pау, for example, wоrkѕ with most mаjоr сrеdit аnd debit cards and now ассоuntѕ fоr two оut оf еvеrу thrее dоllаrѕ рrосеѕѕеd thrоugh соntасtlеѕѕ рауmеntѕ.

Hоw hеlрful is customer ѕuрроrt?

Whаt if уоu run into tесhniсаl рrоblеmѕ with уоur сrеdit card mасhinе? Or уоu hаvе ԛuеѕtiоnѕ уоur mоnthlу billing statement, ѕuсh аѕ соnfuѕing fееѕ?

Hiring a рауmеntѕ processor thаt provides 24/7 сuѕtоmеr ѕuрроrt and dirесt hеlр frоm аn account rерrеѕеntаtivе can solve thеѕе issues. In addition, a hеlрful ассоunt representative should bе able tо explain аnу fееѕ оr соѕtѕ уоu dоn’t undеrѕtаnd. And in the еnd, it might be worth рауing a littlе mоrе in fees to аvоid unrеliаblе, confusing service for your small buѕinеѕѕ.

Sесuritу аnd Fraud

Prоtесting аgаinѕt frаud is a biggеr соnсеrn than еvеr, аnd so choosing a processor thаt buildѕ ѕесuritу into уоur transactions iѕ аlwауѕ a ѕаfе bet. Today, frаud ѕоlutiоnѕ for in-ѕtоrе inсludе сhiр саrd ассерtаnсе. Onlinе, frаud dеtесtiоn аnd рrеvеntiоn takes оn аdditiоnаl mеаning, аnd уоu’ll wаnt tо invеѕtigаtе whаt’ѕ аvаilаblе tо уоu bаѕеd on whаt уоu’rе selling and асrоѕѕ which channels. For оnlinе аnd in-store, уоu’ll also want to think about ѕtерѕ that уоu’rе taking tо mаkе саrd dаtа mоrе secure—as it’ѕ bеing transmitted or ѕtоrеd for futurе uѕе.

Termination Aspects

You should aware of termination policy of the credit card processing company. When you signed the agreement with a credit card processing company, read carefully what they have mentioned under this section and if any term is against of your requirements or nature of your business, do not continue with them because in future they can terminate your merchant account if your business is not following their norms. The termination fee is also one of the important parts of the whole process.


Monday, January 22, 2018

High Risk Merchant Account For Sporting Stores Point Of Sale Software

A sporting gооdѕ ѕtоrе is a retail space dеvоtеd tо any kind оr vаriеtу of еԛuiрmеnt, gear, clothing, аnd other gооdѕ related tо ѕроrtѕ, ѕроrting соntеѕtѕ, еxеrсiѕе, fitnеѕѕ, аthlеtiс activity, аnd/оr оutdооr rесrеаtiоn in gеnеrаl.



Sроrting Gооdѕ ѕtоrеѕ аrе buѕinеѕѕеѕ thаt derive thеir рrоfitѕ frоm thе sales of ѕроrting еԛuiрmеnt аnd ассеѕѕоriеѕ. Whilе ѕоmе big ѕроrting gооd ѕtоrеѕ and сhаinѕ carry a widе rаngе itеmѕ for different ѕроrting categories, ѕmаllеr stores mау ѕресiаlizе in one ѕроrt оr ѕроrting infоrmаtiоn

Whеn shopping for a gооd Sporting Gооdѕ POS system ѕоlutiоn, it is imроrtаnt to find a рrоduсt that will not оnlу conduct trаnѕасtiоnѕ, but оnе thаt will help manage уоur invеntоrу, customers, еmрlоуееѕ, аnd ѕаlеѕ information.

Sporting gооdѕ stores hаvе lаrgе inventories in ѕtосk аnd commonly рrосеѕѕ over 100 trаnѕасtiоnѕ реr day. On top of thаt, еmрlоуееѕ constantly hаvе tо go tо thе bасk to find сеrtаin ѕizеѕ оf shoes оr сlоthеѕ. Thingѕ can gеt рrеttу cluttered if a sporting good store dоеѕn’t mаnаgе things properly. One tооl thеѕе ѕtоrеѕ can put tо use iѕ a is a ѕроrting gооdѕ Verifone VX520 POS ѕуѕtеm.

Vеrifоnе VX520 Pоint оf ѕаlе systems can dо a lot fоr a ѕроrting gооdѕ ѕtоrе. Fоr example, аn еmрlоуее саn check whаt itеmѕ аrе аnd аrеn’t in ѕtосk when a customer asks. Returns can be processed quickly аѕ old trаnѕасtiоnѕ саn bе brоught uр аnd refunded ԛuiсklу оr mаrkеd fоr еxсhаngе. Alѕо, transactions with bоth саѕh аnd dеbit оr сrеdit саn be processed. Thаt mеаnѕ a сuѕtоmеr саn pay with a combination оf twо рауmеnt mеthоdѕ if nесеѕѕаrу. Vеrifоnе VX520 POS ѕуѕtеm for ѕроrting goods ѕtоrеѕ are аlѕо inсrеdiblе because thеir inventories are ѕо widеlу varied with different brаndѕ оf the same itеmѕ and mоrе.Of соurѕе, sporting gооdѕ POS ѕуѕtеmѕ аrе mоrе vеrѕаtilе thаn саѕh rеgiѕtеr only сhесkоut ѕуѕtеmѕ.

They can bе implemented thrоughоut thе еntirе ѕtоrе, аnd an intеgrаtеd ѕtоrе can bе mоrе еffiсiеnt and tidу. In mоmеntѕ, mаnаgеrѕ саn figure out whо wоrkеd a раrtiсulаr rеgiѕtеr оr tеrminаl аnd when thеу did it. Emрlоуееѕ аrе accounted fоr at аll timеѕ when thеу аrе involved with invеntоrу оr mоnеу. The possibilities аnd benefits of a sporting gооdѕ POS system can’t bе оvеrѕtаtеd.Wаnt tо gеt started with роint-оf-ѕаlе ѕуѕtеm at уоur ѕtоrе? Try Vеrifоnе VX520 POS system.

Nоtе: Sporting Gооdѕ Stores are еxресtеd to dо mоѕt of thеir buѕinеѕѕ viа Credit Card Tеrminаl if thеу nееd a payment gаtеwау оnlinе (contact Mеrсhаnt stronghоld to knоw mоrе аbоut thiѕ)

All оf thе features above аrе inсоrроrаtеd with more bу Mеrсhаnt ѕtrоng hоldѕ whiсh inсludеѕ;
  • Frее shipping to аll сliеntѕ.
  • No ѕеtuр fее
  • Wirеlеѕѕ
  • Wе Suрроrt EMV, IP or Dial
  • nо Mоnthlу Fее
  • 48 Hоurѕ approval аnd lоtѕ mоrе


Saturday, January 20, 2018

Imperative Criteria For Getting A Merchant Accounts For Wine and Alcohol Sales

Description: Because of the way of the business, numerous acquiring banks consider Beer wine and alcohol stores to be high Risk Merchant. This is to a limited extent because of the substantial directions set on the business, for example, age deals limitations, which make processors see your business as more powerless against chargebacks and client question.At Merchant Stronghold, our group of Installment, Preparing and Processing Specialists can coordinate your lager, wine, and alcohol store with one of our numerous cooperating banks who spend significant time in high Risk Merchant accounts.



MCC: 5961 / 5330

Processing Options For Beer, Wine And Liquor Merchants
  • (POS) Terminals or Phone Swipes
  • Virtual Terminal or Online Payment Gateway
  • Mobile Card Processing on Smart Phone or Tablet

Website RequirementsA website should include clear Terms and conditions which clearly say that the customer is over the age of 18 years and per the law.

Documents required

  • Article of incorporation
  • Bank Letter or Void Check
  • D/L (Driving License)
  • 2 years of audited Financials or tax returns of Business
  • 6 months Processing Statements


Thursday, January 18, 2018

High Risk Payment Gateway For Transportation Services - A Detailed Look

The hardest thing is finding a merchant service provider who deals with focused services such as car, bus, and taxi. These are direct services related to transportation. Direct services are those which help customers to choose from a range of things without third party involvement. It could allow customers to book a taxi in near area with the help of a mobile application or E-commerce website. The application can complete the transaction on the spot using Merchant Stronghold’s Payment gateway. It will be quick, simple and clean



Payment brands use codes to classify businesses by the type of goods and services. Payment gateway providers use these codes to inform their clients which category a business belongs to. A good example of these codes is MCCs 4000–4799 (Transportation Services). All the numbers between MCC 4000 to 4799 are transportation services such as passenger railways, bus lines, airlines, marine services, courier services, and more.

Merchant Stronghold provides flexible payment gateways for all transportation services. We offer multiple payment options and new features for your customers. Our transportation payment gateways bring innovation to your business type. You get fast support and services. Some of our features include:
  • Secure multiple payment options
  • High protection for cardholders and merchants
  • Future support for mobile payments and EMV

Our payment gateways for your Transportation services can improve business-efficiency and enhance customer experience. You can achieve your goal of a successful business with the help of Merchant Stronghold.

Your first priority is to offer speedy payment system to customers. A flexible and fast payment system makes it easy for merchants to sell. You may be thinking that there are many other merchant services providers so why choose us? First, you have to understand few basic things about payment systems.

What is the main building block for online payment application? The very first thing is to keep PCI compliance in consideration and create a system that doesn’t cause problems for you or your customers. A number of things can be done to achieve this goal including:
  • High security as per international standards
  • Secure Storing information for repeat or recurring charges
  • Complete control of design and user experience
  • Monthly or weekly sale analysis
  • Multiple payment options integration–and Scalability

There are other things such as currency support, fees, local payment options, disbursement, and others. These things may vary person to person, but above 5 things are building blocks of a system.

When a merchant orders our services, we prepare an initial report about payment gateways. If we find out that you need a single payment option then we create that for you, and if you need a customized gateway then we spend our time and effort to create it.

Wednesday, January 17, 2018

Reliable Online Payment Solutions for Training and Coaching Businesses

Training and coaching business requires a reliable online payment solution that can keep you safe from possible frauds. Merchant Stronghold can provide it to your business.



If your product doesn’t succeed then your business won’t succeed. In past years, online payment systems have contributed greatly to the success of many training and coaching businesses. There are many things to look out, but payment method is one that decides how big your business is. Merchant Stronghold understands these unique challenges and to solve them we work hard to develop systems that can lift up your business. If your competitors are strong then you can be stronger by offering better things so that your business gains popularity and revenue.

Five trades of a best online payment system
  • You want to gain additional income and want your customers to be happy? Mobile commerce is one way to do that. You can accept payment for android, tablet, and iPhone.
  • A system that makes sure your customers are rightly billed.
  • Payment gateway capable of establishing money reserve for expansion, emergencies, and retirement without hurdles.
  • There won’t be painful solutions for the training and coaching business. Your cash flow will be improved and you will be able to resolve customer issues.
  • There will be an end to the waste of time and frustrating options.

These are some of the unique features that you are going to get. Our payment systems are recommended by many merchants who are dominating their industries. Some of the key products of merchant stronghold can also be been seen in specific industries.

Better Solution for Merchants

Our payment solution is up to date, reliable, fast, and secure. It doesn’t matter which business you are running, you can trust us. Merchant Stronghold’s online payment system can make your operation smoother. We have award-winning services and experienced professionals who can settle a payment method that fits your business.

By using our online payment solution, you get more than just a way to process transactions. Our services can add value to your training and coaching business, and help you generate revenue. With our help, your brand will certainly get more exposure and you will be able to satisfy your customers. Here are some of the key factors that we focus upon:
  • Fast Transactions for your business: We can provide a system that will accept payments fast and instant.
  • Reliable uptime: A highly stable online payment system that guarantees you protection so that your business can progress.
  • Data security: You can rest easy because there are quality tools and secure architecture that will keep frauds away from your business.
  • Value-added services: You don’t have to stick with one payment solution, features such as mobile payments and others can also be provided under a reasonable budget.


Tuesday, January 16, 2018

Updated Tips On Privacy Policy of Merchant Services

Even if you don’t operate a business or commercial website, you could be required by law or contracts you’ve signed to provide a privacy policy.

If your website…
  • Collects any personal data (like email addresses for a newsletter subscription)?
  • Shows any advertising (Like Google AdSense)?
  • Tracks visitor behavior (Like with Google Analytics)?
  • Accepts online payments (Like PayPal, Authorize.net or credit cards)



Many jurisdictions require you to have a privacy policy. Otherwise, you could be inviting a civil lawsuit & government intervention or even criminal prosecution in some countries. As well as government requirements, many commercial agreements (such as Google’s AdSense T&Cs) require an up-to-date privacy policy. Of course, these criteria describe almost every website in 2016.

WHAT IS A PRIVACY POLICY, EXACTLY?

A privacy policy is a document that discloses to your website visitors what you will do with any information gathered about them, how you are gathering that information and how the information will be stored, managed and protected.

It fulfills a legal requirement in many countries & jurisdictions to protect your user’s privacy.

PRIVACY POLICY COMPLIANCE

Privacy policies are required by law in many countries & by many other services.

If you collect personal data, process payments, display ads such as Google AdSense or use any online services to operate your website then you likely need to have a privacy policy. Not having an accurate privacy policy can expose your business to liability in a number of different ways, such as expensive lawsuits – or even criminal prosecution in some countries.

Creating a privacy policy for your website can be confusing and time-consuming. Worse, hiring an attorney to do the same thing could cost many $1,000s.There’s no one-size-fits-all policy template (no matter what other advertisers say!). And your policy needs to be customized for your website in order to do the job right.

With Merchant Stronghold, we help you create a privacy policy, you don’t need to hire an expensive lawyer or roll the dice on copying an existing policy.

Monday, January 15, 2018

Some Useful Information Of Selecting 5 Easy Steps to get Your Business Online

Now, we are moving toward a cashless world, your purchasers expect to be ready to pay online and have the products delivered to their doorstep. Now, these days it’s easier than ever to induce your own website going with varied “drag and drop” page templates offered for a small low fee or maybe for free. It’s not necessary to become a developer to develop a basic website. Let’s move with few basic steps to get you started your online business.



Choose the Right Domain

Choosing the correct domain name is extremely necessary. It’s ideal if your domain name coordinates your business name or your brand so it’s simple for your benefactors and potential customers to discover your website. Once you choose a website name and have the website up and running, you have to invest plenty of resources into promoting it and conveyance in traffic, so raise some of the individual people as you’d prefer to think on the name before setting it in stone. Keep in mind to check the name’s accessibility to check whether the domain name of your choice is free to use. If the name isn’t accessible, don’t get demoralized. Often the owner of the domain name is willing to sell it and it’s simple to work out who owns the name by merely wanting it up in “whois” section on the domain registration portals.

Pick a Webhosting Service

Web hosting services offer space for storing and access to websites. Don’t get attracted by free internet hosts as they put advertising on your website to cover their prices. As a business, you must be searching for an internet host that’s esteemed and reliable. think how much space your website would take and how much traffic you are expecting through your website (web hosts can help you with an estimation). Read the reviews of different clients to perceive how frequently they encounter downtime or technical issues and how rapidly those issues are resolved.

Design Your Website

Today designing your website is less complicated than ever as a result of there are several visual “drag and drop” templates to choose on from. There’s a range of website builder package resources out there. They’re very simple easy thus just about anyone can use them. Have a look at GoDaddy, WordPress, Wix or Weebly. Watch many YouTube tutorials to see however simple it’s to make your own website. Confirm the design is simple and SEO friendly. There are many helpful tips provided by the website builder software system on this matter. Have a look at this detailed example

Shopping Cart for Online Business

the shopping cart is a piece of the software system that acts like an online web catalog. There are many various choices available to you on the market. As payment Processor consultants we are able to assist you to choose the right shopping cart that meets your business requirement.

Payment Processor Solution for your online Business

you would like our services to be ready to process credit card processing transactions online. Once you have got the website going, we’ll be happy to assist you set up an online payment solution that’s best for you and your business. Contact us to find out more.


Thursday, January 11, 2018

High Risk Merchant Account for Ticket and Event Sales Business

A merchant account can help your ticket and event sales business to accept cards. Your website requires this account so that your customers can buy your products from anywhere. Not only payment system, but your priorities should be to offer safety and security. These features can be provided to your customers by associating your website with payment gateways. A customize payment gateway that is suitable for your ticket and event sales business.



Most ticket providers are third party vendors performing credit card processing for a particular event. They pay back on weekly or monthly basis after the event has ended. When you want immediate payment on the event day, or when you need funds so that you can promote the event. Not having immediate funds can cause problems for you. We can provide you the exact solution, but first here are some disadvantages of third party payment processors that don’t offer you maximum benefits and security.

Disadvantages of third party payment processors
  • Most of the ticketing and event sales companies earn by adding some amount per ticket fees to the total price. All the extra fees are paid by your customers and it may discourage them.
  • Keep in consideration that your funds may not be available to you immediately.
  • Credit card refunds are only subjected to 3rd party payment processor policies. Usually, the face value of the ticket is refunded, and ticket awarding body is responsible for handling fees and processing charges that come along.
  • You may see an increase number of chargebacks. Especially when customers don’t recognize the name of Ticket Company that has appeared on credit card.
  • The credit card that is processed via a third party processor is not available to you, and it can be difficult for you to trace the transactions.

Merchant stronghold Processing

You need to understand the difference between an online merchant account and internet payment gateway. They both are separate entities and they are necessary if you want to integrate online payments into your ticketing business.

Internet merchant account will receive payments from customers and then those will be transferred to your bank account directly. An internet payment gateway, on the other hand, is a bridge between a credit and a merchant account. A gateway will be serving your customers; they won’t hold funds for you.

 Ticket and event sales credit card processing
  • Having a merchant account can benefit your ticketing and event sales business in many ways:
  • You will have immediate access to the revenue. All the funds are sent to your bank account
  • A company will appear on bank statement of your customer and charges will be convenient for your customers. There will be chargeback management when customers fail to recognize a particular transaction on a monthly statement.
  • There will be detailed transactions such as how many were successful and how many were declined.
  • There won’t be extra charges
  • There will be full control of refund policies, and additional charges will not be imposed on your ticket and event sales business.
  • After integration of payment gateway on your website, Your customers would have opportunity to see the new offers in trend and can purchase with any offer they’d like themselves
  • You will have the option to refund any sale that you or your customer wanted reimbursing.
  • More flexibility for customers to pay for what they’ve purchased through the several payment methods.


Wednesday, January 10, 2018

Payment Gateway Integration Adult Book Store

A Secure Payment Gateway can be integrated into eCommerce Store allowing the business to accept credit cards payments for their businesses. It’s used to encrypt sensitive information to ensure that the information is secure between merchant and customer.



These payment gateways come with tools to detect frauds before sending it to the processor. There are a number of other tools such as Velocity Pattern Analysis, Blacklist lookup, Computer fingerprint, Delivery address verification, Geolocation, Basic AVS, and Identity Morphing detection. Payment gateway has to be acquired by the merchant and integration will be done by Merchant Stronghold. Different type of payment Gateways exist, their basic working principal could be found below.

How Payment Gateways work?

It may sound difficult to some merchants, but the entire process is simple. There is a step by step processes of how payment gateways processing transactions:
  • When a customer purchases a product from your Adult Book Store, it’s sent to web service in an encrypted format. The encryption is done with the help of SSL (Secure Socket Layer).
  • All the transaction information sent to the concerned Payment gateway.
  • Payment gateway then sends this information to merchant’s acquiring bank.
  • The acquiring bank then sends this information to issuing bank. Customer’s credit card belongs to issuing bank so the transaction will be approved by them.
  • Issuing bank sends a message back to the Payment gateway. This message will have information about whether the requested transaction was approved or declined. If there is declination then reason is also sent to the gateway.
  • The gateway sends a response to the merchant’s server.
  • When the response reaches the server, it is encrypted again and sent to the customer. This will inform customer whether the transaction was successful or not. If the order is placed then the customer is informed about it.
  • This entire process takes not more than 5 seconds. At the end of the day or as per policy, acquiring bank deposit the amount in merchant’s account. If it takes more than 5 seconds to complete the whole process then payment gateway is not good enough.

Why you need a Payment Gateway?

If you are running an Adult Book Store then payment Gateway is the first thing you need. You can’t receive online payment without a gateway. It is the main building block that acts as a bridge between banks and authorizes payment for Businesses. You can also call it a physical Point of sale terminal that is located in your store. It encrypts sensitive information such as card number, name, and address to ensure that information is secure between customers and merchants

Tuesday, January 9, 2018

Credit Card Processing Solution for Beauty Products Business

A Quality credit card processing solution that can lift up your Beauty Products business. We can integrate multiple payment options so that your business is always expanding.



An advance credit card processing solution that comes with high level of security is what every Beauty Products business needs. Efficiency is important when you are running a business, especially when the business is on small scale and you have to struggle a lot to get to the top. The goal of merchant stronghold is to provide you a flexible payment solution with equipment. Electronic payment solution can fulfill most of your needs; you can customize best rate structure that fits your business. Some of the advanced services that you can expect:
  • Mobile processing for the small-scale business
  • Terminals for beauty products and retail service business
  • Support for payment gateways connected with shopping carts
  • Solutions for MOTO card transactions
  • Plus credit card payment plans
  • Virtual terminal for processing

Modern payment processing

Modern payment processing is integrated merchant account and software. This system is called software as a service (SAAS). It offers a single electronic portal that helps merchants to scan checks and process various credit card payments. This is done without merchant storing the data on the site. A latest cloud-based infrastructure is integrated, means a location of customer doesn’t matter. It also reduces cost and makes whole process time efficient.

Transaction Processing Quality

Payment systems are highly susceptible to abuse and fraud. If a credit card is misused, there will be financial losses to your Beauty Products business. There will be even more mess if the merchant will solve the problem on its own. Some beauty parlors may have a monthly subscription, SAAS can make money collection easier for merchants. The system also secures payment information that is passed to the merchant. Some businesses come on the scale of high-risk businesses such as male enhancement products business, Nutraceuticals business, Cruise line business, Trial Continuity Subscription Business etc. All of these can be processed with the help of a quality online platform through Merchant Stronghold.

payment processing architecture

The network architecture is an online payment system that is like a chain of service providers having unique value payment transactions. There are four most important entities in an architecture which are merchant, the point of sale (POS), aggregator, and credit card bank. Payment gateway provider is a company that gives support to merchants and receives payments on their behalf. Point of sale provider presents aggregator to the merchant. There are small POS transactions than the aggregator, so the direct connection with credit card network is not necessary. The responsibilities are divided equally among many different business partners in order to provide the better architecture to the merchants. Merchant Stronghold understands these concepts because we have been working in this business for a long time.

Monday, January 8, 2018

Merchant Account for High Risk Businesses

You are most likely wondering what a high risk business is. if you arrived on this page. This is a term that you can find very often in the financial world and it does bring in front quite a lot of challenge even for the industry professionals. We are here to eliminate the shroud and offer you a great solution!



One thing you need to know is that high risk businesses' are operating within a high risk industry most of the time. The industry doesn’t have lots of customers or it has plenty of competition and its sales and dwindling to say the least. You will also see that most of the high risk businesses have financial troubles, with various problems like company viability and the inability to get financing, merchant accounts and so on.

Yes, a high risk business will have a hard time getting a merchant account, although there are high risk merchant accounts that can be acquired at times. It’s important to note that such a business can have a hard time getting online payments just because acquiring a merchant account is quite demanding. The high risk factors included here are a large number of chargebacks, refunds and so on, credit card fraud as well as companies that have a very high number of non-fatal or even fatal accidents to begin with.

Moreover, there are businesses that don’t comply with the regulations and requirements requested by the local law. This is very important and it does bring in quite a lot of trouble, to begin with.

Since a business is seen as a high risk one, it does have to deal with plenty of consequences. The first one would obviously be dealing with a very high loan rate. This is very challenging and many times it can be quite problematic, to begin with.

Of course, working with a high risk business doesn’t bode well even for some major companies as well, which is very challenging for sure. It might be very problematic at first, so you should just try and avoid that, to begin with. Yes, it will be problematic to deal with this type of business because not that many want to focus on working with companies that are in debt. This doesn’t really seem to bring in front a lot of trusts and that’s why most high risk businesses tend to be avoided. They also tend to have a bad reputation in the industry and that can hamper their potential partners to begin with.

Plus, you won’t be able to get a merchant account which is even worse, to say the least. All of these combined do show that high risk businesses will have quite a challenge when it comes to finding good partners and working with them in the long run. It will not be easy for sure, but that’s the reason why you have to eliminate debt and focus on optimizing everything. Yes, it will be challenging but it can be very rewarding too!




Saturday, January 6, 2018

The Basics To Setting Up A Merchant Account For Your High Risk Business

Setting up a merchant account is very important and usually, it’s not that hard to do it either. What makes a merchant account great is the fact that it allows your company to accept both credit and debit card payments. Usually, you will need to have either an agreement with the bank that they process credit card payments or you can work with an independent sales organization, MSP and so on. Either solution works as long as you collaborate with a dedicated financial institution and have a designated point of sale system.



The first thing you have to do is to determine the way High-Risk Credit Card Processor will work for your company. This means that you need to figure out the type of credit card payments that you want to accept and how you accept those payments. You need to see if you accept website payments, if you want to use a POS solution or mobile payments. You will also have to think about the amount that you get from credit card sales, to begin with.

Aside from that, when you create a new merchant account you will need to think about the merchant payment processing and you will also have to make a comparison between all the services offered to you. This way you will be able to see which one actually delivers the best value for your money, so you should consider that as fast as possible. Each merchant account provider has a flat rate that will be charged each time a payment is processed or it might have a percentage fee based on the total transaction amount.

Sometimes you will see that merchant provider options will have software and payment acceptance solutions. Of course, if you do opt for these merchant services you still need to have something that allows you to be in control. It might be challenging at first, but results will end up paying off quite a bit which is exactly what you want to focus on here. Having control over the way your customers pay is very important to try to keep that in mind.

Some of the merchants will set up your account and they will just require you to undergo a credit check and offer a personal guarantee. The application process might take some time though. Once that is done, the setup process will be completed and results will be impressive for sure. What you will like here is the fact that the process is seamless, once you apply for the merchant account, the provider will take care of everything. If you want to skip on some taxes or just want to deal with companies outside your country, you can work with an offshore account provider.