High Risk Merchant Account For Tech Support Business

How Technical Support Services Work?

When I started my research for this business, I communicated with a number of people whom I thought might have some practice in managing such merchants, and what I heard from them didn’t precisely come as a surprise to me. Most of my contemporaries warned me that such businesses could be very difficult to work with — that their company practices were doubtful, that they could infrequently doctor the required paperwork, that their chargeback ratios were sky-high, and that customer objection levels were off the chart. “Where have I heard that before?”, I wondered, and my initial practice rapidly confirmed the authenticity of these warnings. However, I had the good fortune to quickly stumble upon a merchant who turned out to be hardworking, trustworthy and legit. He also ensured low levels of customer complaints and chargebacks. Equally important, the volume per month was extravagant— about $500,000 and still continues to grow.

Finding the best payment processing solutions can be difficult for tech support merchants operating internationally.

Whether you offer remote tech support assistance or in-office computer services, Merchant Stronghold provides customizable merchant accounts. For tech support businesses with Merchant Stronghold, you will be connected to a vast network of domestic, offshore and international acquiring banks that can approve you regardless of your geographical location.

Tech Support Merchant Account Fees

Our tech support merchant account fees are competitive and affordable, and our application process is free. Once our underwriting department matches you with one of our acquiring banking partners, the bank will then process your application and determine your merchant account fees.

Since banks determine fees on a case-by-case basis, we cannot provide you with exact fees until the underwriting process has been completed. However, you can contact us for your free quote.

How to Get and — More Importantly — Keep a Merchant Account Live

There was this particular merchant based in the U.S. and, by the time it contacted us, it had gone to some of the biggest U.S. processors to open several merchant accounts, a couple of which are still active. Now, this is one of the biggest mistakes that merchants must not make —opening several merchant accounts at once, and not keeping them live. If it’s done otherwise, processors get nervous and understandably so —the new Merchant Account You are applying dormant is either closed down or replaced. In the event, we asked our merchant to explain why it had gone through the pain of opening these many merchant accounts and received a satisfactory explanation, which is not a typical scenario. I should also add that the merchant had already received notices that its remaining two accounts would be closed within a month, which brings me to the next lesson — if you operate an online tech support business, the mainstream processor would not be a viable option — even if you do manage to get an account with them and keep it functioning, it is inevitable to keep it running. As soon as the processor’s risk department takes a close look at it, it will shut down in a second. What you need is a high-risk solution, although not necessarily an offshore one.

Merchant Stronghold’s Technical Support Checklists

Merchant represents and warrants each of the following by checking it and signing below:

Merchant is engaged in the business of offering technical support services and has obtained, and throughout the term of the agreement will maintain all local, state, and federal licenses, registrations, and approvals required to conduct such business. All technical support services for which Merchant services charge any customer will be provided only by the Merchant, and will not be referred, re-directed, or outsourced to any third party.

Merchant understands, currently fully complies with, and during the term of the agreement, will fully comply with all relevant provisions of all of the following as amended from time to time: section 5 of the Federal Trade Commission Act, 15 U.S.C. §45;

The Telemarketing and Consumer Fraud and Abuse Prevention Act. 15 U.S.C § 601, et seq(“TCFAPA”) and all regulations implementing the TCFAPA including without limitation the Telemarketing Sales Rule, 16 C.F.R. §310.1, et seq.,

The telephone Consumer Protection Act, 47 U.S.C. §227, et seq. (“TCPA”) and all regulations implementing the TCPA including without limitation 47 C.F.R§64.1200, et seq.;

The Electronic Funds Transfer Act, 15 U.S.C §1693, et seq.(“EFTA”) and all regulations implementing the EFTA including without limitation Regulation E,12 C.F.R. §1005.1, et seq.:

The electronic signatures in global and National Commerce Act, 15 U.S.C. §7001, et seq.; and all other applicable federal, state and local laws, rules and regulations including, without limitation, those referring, relating or operating to the foregoing, consumer privacy and protection, credit , lending, finance, usury, and banking, and with the Rules (as defined in section 1 of the Agreement)

Merchant will immediately notify MSH and Bank in writing of any inquiry, investigation, complaint, charge, subpoena, claim, request for information, judgment, injunction order, cease and desist order, any similar judicial, quasi-judicial, administrative, or executive order, or any license or permit revocation or cancellation by any local, state or federal law enforcement or regulatory agency, entity, or official in connection with or relating to Merchant’s business including withoutlimitation of any complaints, charges or claims against Merchant by any customers of Merchant or by any local, state or federal official.

In addition to the indemnity obligations set forth in the Agreement, Merchant will also indemnify MSH and Bank, harmless from and against any and all losses, costs, liabilities, damages and expenses (including attorneys’ fees and collection costs) resulting from or incurred in connection with any inquiry, investigation, complaint, charge, subpoena, claim, or request for information of or against Merchant, or against or involving MSH or Bank in Connection with Merchant,

by any local, state or federal law enforcement or regulatory agency in connection with or relating to Merchant’s business including without limitation of any complaints, charges or claims by any customers of Merchant or by any customers of Merchant or by any local, state or federal official. Merchant understands that MSH or Bank may terminate the agreement effective immediately in the event of any breach of this addendum or as otherwise set forth in the Agreement.

Benefits Of High Risk Merchant Account For Nutraceutical Products

Merchant Account for Nutraceutical Products

In the event, if you are included in Nutraceutical deals, as you know that it can be hard to acquire merchant services for nutra product sales. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. This has left numerous organizer or business owners wondering what to do. With a specific end goal to exceed expectations in an online business, it’s vital to have the capacity to process domestic and international payments.

Ideas to Sale Risky Nutra Products

Nutra items are prominent right now. In fact, this has formed a billion-dollar business. These are products that help people feel better using natural means. These products include African Mango, Colon Cleanse products, sports nutrition, aromatherapy, Acai berry and many others.

The field of nutra items also includes weight reduction remedies like Raspberry Ketone, Garcinia Cambogia, Green Coffee Bean Extract. Moreover, anti-aging and sexual enhancement products are also likewise as nutraceuticals. Though this is such a prizewinning industry, it’s still considered high risk Merchant Account. Most conventional banks and Merchant Processors will not provide services to companies like this.

The Nutra deals business is a big High Risk Business but it is seen as considered high risk for few reasons. One of them is that e-commerce sites that offer nutraceuticals generally get a higher number of chargebacks than different organizations. Chargebacks occur whenever a customer returns an item or they pay with a bad check or over-extended credit card processor. Though the merchants themselves are at risk, so is the merchant processing center that handles their transactions.

A moment purpose behind the assignment of high-risk is the frequency of bankruptcies. Online retailers in certain industries have higher rates of bankruptcy filings and Nutra sales are included in that group. Although there are processors that will handle these transactions, the fees are often higher and banks scrutinize the finances closely.

In addition to these things, nutraceuticals typically are not FDA approved and frequently advertise “trial offers”. In this business model, customers are enrolled into a recurring billing cycle, often without realizing it. This leads to customers abruptly ending the business relationship with the company and canceling their subscription.

Shop and Compare Merchant Services for Nutra Sales

Some merchant account providers specialize in high-risk merchant services, but they do in general charge higher transaction fees. All of them are not alike though. Few providers offer customized end-to-end payment solutions and some don’t. Some also offer to process for numerous currencies and others do not. For these and other reasons, it’s best to do very systematic research into merchant processors offering nutra deals merchant accounts.

In spite of the fact that there are more choices nowadays in the card preparing industry, finding the correct processor can be testing. You will require one that addresses your organization’s issues and that can take some time and legwork. Search for a respectable place that has been working together for some time. Discover what different administrations they may offer, for example, online installment doors. In the event that this is something that will be critical to you, ask whether they handle things like various monetary standards. Discover a processor that can make different nutra deals shipper accounts accessible to your organization

A Growing Nutraceutical Industry

The Nutraceutical items industry is a growing, flourishing industry. Numerous nutra deals organizations help people all over the world to lose weight, and look and feel better. Their items are generally utilized by the majority and many do truly work. Some are even sold by well-known professionals like Dr. Oz. “As Seen On TV Products”. In addition, natural alternatives are popular because they work and offer good results without harmful side effects.

Good products that offer multiple health fitness benefits without harmful side effects will always be in order and popular with consumers. consequently, there will always be numerous online suppliers of these items with an awesome requirement for solid merchant services. Though it can be difficult to locate a regular bank to work with, it is still possible to do so. In order to work with a traditional bank or processor, it is necessary to establish your business in the marketplace. This is when a processor that specializes in merchant services for nutra sales will be needed.

Instructions to Work with conventional Merchant Services Providers

Pay organization bills on time and keep financials in good order. Give clients great services and make returning items simple and convenient. Nutraceutical related merchants who give awesome items at reasonable costs can hope to remain in business and appreciate outstanding income. search for long-term solutions for your nutra deals Merchant Account. Merchant services for nutra sales should become more available to business owners. Presently, even today there are many good options if you’re willing to do some research.

Expand Your Travel Agency by Integrating an Online Payment Gateway

Are you running a travel agency and you don’t have a merchant account? You are losing a large portion of your customer base who probably don’t purchase your package because of payment method.

Are you looking to expand your travel agency by integrating an online payment gateway? Look no further because Merchant Stronghold offers merchant accounts that accept multiple cards. We give business peace of mind by providing high security, quality support, at affordable rates. Any issues regarding payment method will be handled professionally. Your customers will be able to make transactions and purchases just by sitting at home. A secure platform with the latest technology will be integrated into your website much faster than you would expect.

Rates and easy installation

Our rates are different than other companies, we believe in clear and transparent policies so that merchants can do business while we handle their online merchant account issues. Our system is unique, we review many things before deciding how much to charge. Our professional team sits down and review customized plans for travel businesses.

Agencies who have a travel business are, always at risk because credit card companies don’t want to invest in them. They are expensive for banks and their business usually don’t run for long. But with multiple payment methods, you will give options to customers and they will be able to purchase your products easily. A separate merchant account will have a virtual terminal with options such as android and apple device payment method. Customers will be able to pay via credit card with a touch of a button.

Card installation may look like a lengthy process but it is not. Once it is installed, your customers have to enter detail and sign on screen. A recipe will generate when they purchase your travel packages and this recipe will be sent to customers as a record. One of the options that benefit business is clients email, you can send new promotions and special offers to expand your business. The apps we use are extremely safe and they are capable of carrying out any number of transactions. Either it is a virtual terminal or physical, your customer will be able to make payment even if the card is not present. Simply by entering credit card processing information and a recipe will generate.

Merchant Stronghold

We have made it possible for travel businesses to enjoy twenty-first century’s technology. There are many companies like ours, but we are the only one that provides customized plans so that merchants can offer better payment options to clients. Contact us and start accepting MasterCard, Visa, and American Express today!

Credit Card Processing For Public Warehousing Businesses

Reliable credit card processing is essential for businesses under MCC 4225 (Public Warehousing, farm products, etc.). Whether you are a small or large retailer, you need E-Commerce payment gateway that makes transactions easier for your customers. Merchant Stronghold has systems that can support a large number of sales on your existing website. Our credit card processing solution gives your business:

• Ability to accept volume of transaction on debit and credit cards
• A simplified checkout process – Easy to understand and use
• Fast and secure website credit card processing for customers
• Industry Compatible standards to protect online data

Credit Card Processing for businesses under MCC 4225

No matter what type of merchant you are, we can set up an online credit card solution fit for your unique needs. Public Warehousing and farming businesses require direct integration of mobile tools. Many clients want to pay on the time of delivery, and if you have a flexible payment gateway, it will save a lot of time. You can hire Stronghold to change your existing setup and integrate tools suitable for your business, or redesign it completely.

Merchant Stronghold has credit card processing solution for all the businesses under MCC 4225. We offer the best solution at reasonable rates to keep the overall cost down. You can integrate almost all type of payment options on a single website.

A Credit card processing solution you can count on

Merchant Stronghold offers services that are tailored to your business needs. There aren’t many companies which look closely into client’s request and offer a best suitable solution. Once a client, always a client is our policy. To keep clients satisfied for long, we offer world-class support and services. We have friendly representatives that are ready to answer any question or help you in solving payment problems. We are always searching for new ways to make Credit card processing easier for you.

We work very hard to provide you low rates and best services. We don’t hide anything from our clients; we use the latest technology so that credit card processing is fast and reliable for your business and customers. A reliable and secure payment system is what merchants deserve, and we provide it on reasonable rates.

Worldwide Credit card Processing

Anyone can offer you a payment solution for local currency. But we have made it easy for clients to accept payment in any currency. Our services are tailored to provide high risk credit card processing for the customer-not-present environment. It allows customers to set prices and complete transactions by mail, telephone, or website in over 120 countries. We understand your business and looking forward to building long-term relationship. If you plan to expand your business worldwide, we are the only Merchant service providers who can help you in your quest.

How does an echeck Payment processing work?

Understanding and Process Flow of ECheck Processing..!

If you have been executing a business for some time, the chances are high that a client has asked for to make payment utilizing an Echeck. Merchants frequently let their payment processors handle the details. Also, when disputes emanate later, the merchant is left with little to do, other than accept the processor’s requests.

As an entrepreneur (who starts a business alone), it is compulsory to have at least little grasp of what goes on when a customer pays through an echeck. Be that as it may, to start with, let’s answer the obvious question: what is an echeck Processing?

What is an Echeck Processing?

An electronic check is a type of payment process where a client’s assets are deposited into a merchant’s account over the ACH (Automated Clearing House) network. To process such payments, a merchant requires an echeck processing, through which payments made by echecks can be pulled back straightforwardly from the customer’s bank account.

E check Processing Merchant Account for High Risk Business

If your business already accepts credit and debit cards, your present Merchant account Provider might be willing to incorporate ACH preparing to your effectively existing system. Organizations, for example, Merchant Stronghold offers both cards and Echeck Payment Services to online businesses.

Once you’ve recognized a processing account that concurs with your requirements, the time has come to fill out the application. The data required will incorporate your evaluated processing volumes, and in addition the years your business has been in operation. The application process is normally quick and simple, and approval typically takes a couple of days.

How Echeck Processing Works?

In some ways, Echeck processing is like paper check handling, although it is faster and more efficient

Echeck Payment Processing generally takes place in the following steps.

The purchase is Approved

To approve the purchase, a client can either round out an online form or converse with the merchant specifically through a recorded telephone call. Simply, after the approval, the merchant can pass the check data to the payment processor.

Payment is Completed

The payment processor supervises the immediate withdraw of the funds indicated by the check from the client’s bank account, and prints out a receipt.

Deposited Funds into the merchant’s bank account

It takes a few days in the wake of starting the transaction for the check to clear and the money to be deposited into the merchant’s record.

Recurring payments with Echecks

Credit Cards and Debit cards may be the most widely recognized approach to make an online payment, yet with regards to recurring transactions, echecks make the sense. Thus, ACH billing is progressively picking up footing among property managers as a reliable approach to gather month to month rent.

Businesses that charge clients settled expenses at each finish of a specified term should, therefore, embrace echecks as an essential payment technique.

High Risk Solution to Safe and Secure Merchant Account

Nowadays popularity of timeshares is increasing. People love to travel and if there is a good investment then they don’t want to miss it. Whether you want to rent or sell your timeshare on a website, your first priority should be to offer online payment service. You should offer a timely, affordable, and hassle-free process so that you can sell your property for huge profit. Here is how Merchant Stronghold can offer you online payment services for these and more:

• Resale, rentals, and classified services
• Attorney based timeshare services
• Reseller clubs and tour operators
• Timeshare Marketing and advertising companies
• Ideal for people looking for multiple payment methods
• Both offshore and domestic merchant services
• High volume transactions and approvals

Merchant account for Timeshares Business

Timeshares business offers various types of packages, vacation rentals, and airfares. It is considered as high risking business because credit card processing is high trafficked. The transactions also occur via phone and internet, and customers complain about services a lot. It takes a lot of time from booking to receiving, and because of it, disputes are common. A few years back, timeshares merchants weren’t offered credit card processing because of frequent cancellations and refunds. Now merchant account providers are able to take the risk, but travel and related business must keep terms and conditions clear.

Credit card fees and charges

There are various fees associated with transactions, mostly depend on customer’s card and type of transaction. Cards such as American Express, debit, credit card, and type of business are the key factors. Banks don’t want chargebacks because these cost money so they monitor timeshares business closely. Merchants must check best processing rates and look for an online merchant account that offers high processing limit. Those timeshares businesses with chargeback rate of more than 1% are denied accounts. You should look for a merchant account that offers tools to reduce the risk of chargebacks.

Trustworthy Merchant account provider

Timeshares business should seek a merchant account that is trustworthy and offer best rates. There are many strategies that can help you lower chargebacks. Effective sales and marketing methods, direct processing, and keeping records can reduce the risk.

Merchant stronghold is familiar with many credit card processors and scenarios. We offer low rates to our timeshares business owners so that they can process credit cards without having to follow bank to bank approval. We can help you by finding credit card processors best suited for your terms, conditions, and rates. Before providing you services, we inform you of advantages and disadvantages so that you are aware of possible risks and benefits. We work with businesses and individuals so that they can get the best solution. Merchant stronghold provides education so that you are satisfied with the outcome.

How to get a Merchant Account in United States For Non Resident

Today, businesses are expanding their reach to the global level that is helping them to grow at a much faster. This explanation of business has been observed due to the advent of technology. Technology also has help businesses to create a point of sale that can be accessed from anywhere in the world and customers can order online and pay through their cards.

But, one problem that business can face if they don’t have experience of selling and sending goods to other countries is their lack of physical presence in that country. As all the countries have their own laws and requirements for starting a merchant account. But, in this article, we will discuss only the requirement and ways to get a merchant account for a business that is not registered in the United States and likes to sell their products in the country.

The basic requirement of getting a merchant account in the U.S. these conditions have been fulfilled:

• The business needs to have a registered “Doing Business As” name (DBA) that proves that the business is incorporated in the United States.
• A physical address of the business that an applicant must provide.
• A bank account in the U.S. Bank should be registered in the name of applicant’s name.

These are must required details an applicant needs to provide while applying for the merchant account in the United States.

But, a business that is registered in any other country have one option is to set up a corporation with the U.S. based company by signing a contract with them, stating that the company incorporation will act as the company of U.S. that handles the entire sales, shipping and collecting payment process of the business done in United States. This type of incorporation will work, but one that comes with incorporation is adding a business partner in the working, which much business may not like to deal with.

If the company decides to have a separate and permanent account in the name of the business or owner without any incorporation. For a dedicated account, there is a need of an agent who is registered as an incorporated member of the business. That will help businesses to prove that they have a bank account registered in the United States, which will help business to acquire the payment of their transactions that will be done in United States.

For this, if the company has an agent in United States the company can have account easily. But, if the company doesn’t have any reach in the country, there are companies like Merchant Stronghold, in United States that can help businesses to set a merchant account.

The only thing that needs concern while starting the business process in United States or any other foreign country, business should have a good amount of customer base that will be worth enough for the business to cop up with the costing of doing business internationally.

Merchant Account Avoid Potential Transaction Dispute

If you have paid or collected payments through the internet payment portals for the products or services, you might know that the people have rights to dispute or question any transaction that is made from their card or account.

This dispute of transaction basically has two steps to get initiated. One is when a customer asks for the reversal of transaction, this is called chargeback. Chargeback is when the customer asks for the refund of the transaction saying that the transaction is not valid. The cardholder’s bank asks the merchant’s bank to hold the amount from the merchant account due to chargeback. A Merchant can dispute the chargeback by providing the legitimate proofs of the transaction.

There is another thing that a customer can do is, asking for the proofs of the transaction, this is called retrieval process. A retrieval process can be called as the pre-chargeback process. As In retrieval process the validity proof of the transaction is asked first. This step generally takes place on the account of verification of transaction. Retrieval process can be initiated by customers or by the bank.

It is initiated as cardholder simply goes to the bank and questions the transaction. Now, the cardholder’s bank asks the merchant to produce the legal documents proving that the transaction is valid. Reason for questioning the transaction can be any of this: A customer asks for the dispute or retrieval, the bank finds inaccurate or less transaction information, bank observes that the transaction is an attempt of fraud. For all the mentioned reasons, cardholder’s bank asks the merchant for valid proofs regarding the transactions.

It is the responsibility of the merchant to give a response to the cardholder’s bank within the timeframe. If a merchant doesn’t respond within time, the retrieval request will automatically turn into chargeback with term “requested an item not received”. But, the chargeback request is not eligible for reversal of transaction if the merchant does not respond to the retrieval request. If the customer asks for the reversal of the transaction then only the bank credits the amount to the customer’s account.

There are only two ways a merchant can respond to retrieval. One is providing the valid transaction and order details that can prove that the customer was involved during the whole process of the transaction. This can be proved by providing the ordering date slip, the customer’s name, and order delivery address. The date of order and delivery both if possible, and also the record of any communication placed between merchant and customer.

The other way to respond to the retrieval request is to communicate with the customer, and asking the customer about what problem they are facing regarding the product or the transaction detail. It is the merchant’s responsibility to be active while solving the problem of the customer issues regarding any of the problem be it transaction or be its product details.

Bad Credit Score Can Prevent Businesses from Getting Good Merchant Processing

Having credit cards is very important for every business and regular user alike. Not only can you make payments faster, but you can also track against fraud or theft as well. It really helps generate a very good value for your money and in the end, the experience is pretty much worth it.

But if your business has a bad credit score, will you be able to have a good merchant processing account? The answer is simple, it might be a possibility. If that seems unclear, it is that way because each company sees things in a different manner. Each credit card company will start discussing with a company about opening a merchant processing account only after they see the current financial situation of your business.

Do you need to consider getting a merchant account? Yes, because it does help you get paid online and it does offer your customers a much better way to pay you. It delivers convenience, great results and a whole bunch of value. Should you increase your credit score in order to get a merchant processing account? Yes, because most of the credit card companies will definitely look at your credit score and inspect it beforehand. Not all of them will do so, true, but most of them will which is why having a very good credit score is pretty important in the first place.

Not only that, but you will also have to think about the hassle that comes from not having good merchant processing. Your revenues are smaller; you stick to the regular payment solutions when you can have a good POS system which can help you deal with any problems and irregularities. It’s just more convenient, professional and filled with value. Sure, there will be issues here and there but overall you will certainly find yourself having an incredible value and you should consider that right away.

How can you deal with a bad credit score? You need to first stop taking any credits. Repay what you already have and make sure that if you do get any new credits, you repay them in time. Try to repay as fast as possible as well. It will not be easy to do that right off the bat, but you should take your time and results will be very well worth it.

The bottom line is that you should definitely consider improving your credit score before you opt for merchant processing solutions. You just can’t risk getting a bad result and that will most likely happen if you don’t opt for it at the right time. Granted, it will be a challenge at first but you will see that nothing is impossible, even getting rid of bad credit. Repay all debts and stop getting new ones unless you are going to pay them on time. Eliminate the bad credit and then you will have no problem acquiring stellar merchant processing solutions!

Identity Theft Protection Merchant Account

ID Theft Protection

Add a merchant account to your online ID theft Protection business and keep your customers happy. As a result, by providing multiple payment methods to customers will return your trust and money.

So If you are starting or already started your ID theft Protection Company and like to accept credit card payments then you just need an online merchant account. Because this is the account where your customer’s card details are sent for verification.

Hence, once the details of the customer’s card get verified, money is transferred to your company’s bank account.

Finally, you would like to integrate this solution into your website than Merchant Stronghold can help you to get your API settings. And our supervisors will help you set up your Merchant account within hours.

Our team will give you advice on merchant accounts so that you can start as new or switch current provider and save money.

Internationally Recognized Platform

Merchant Stronghold has set up many accounts of ID theft protection companies. Our online merchant account provides convenient multi-currency solutions so that you can offer better service to your customers.

You also get some advanced reporting tools to view all past transactions and track the progress of your business.

You can filter previous transactions based on country or all together. We are the best online merchant account providers recognized worldwide.

As we provide a single source of contact for your ID theft protection business. And also handles every aspect of online merchant accounts:

• Transaction processing,
• Settlement,
• Charge-back,
• Risk,
• Underwriting,
• Reporting, and
• Customer service.

Merchant Stronghold maintains a controlled and efficient service to ensure your business needs are fulfilled. Stronghold offers the variety of payment solutions to meet business needs and point of sale, from mobile to e-commerce.

Type of payment methods to integrate

Credit and Debit cards: There are various options in this category: Master card, Diners Club, Visa card, American Express, local card brands and more.

Electronic check services: Personal and business checks can safely be converted into electronic transactions with credit card processing.

Mobile Payment: Virtual merchant account works well with most devices. This service utilizes technical and hardware infrastructure.

Online payments: The best part is that you can provide payment solution to thousands of users. Install our gateway for your store and minimize security concerns.

Why banks charge money?

Card processing is a very complex process. Therefore when someone purchases anything by using credit or debit card, first of all, that information is transferred from retailer to acquirer (the bank that actually processes payment).

Hence all these costs are important for transactions, which is why we offer best and secure online merchant accounts with a low and affordable cost to business owners.

MATCH List Of Merchant Accounts

Match List of Merchant Accounts

It is true, but there is such a thing as a merchant account blacklist. It’s actually known as the MATCH list or “Terminated Merchant File,” (TMF for short). The Terminated Merchant File is a shared online list among processors and acts as a blacklist scrubber, where merchants with high risk accounts or excessive chargebacks [www.chargebacksecurity.com] and/or terminated for violation of agreement are put on the list and prevented from opening an account with a different credit card processor.

MATCH LIST: Why merchants could be put on it

• Excessive Refunds and Declines
• Violation of Terms of Merchant Agreement
• Illegal Product or Advertisement
• Adult or Porn or Escort Endorsement
• Merchant Collusion
• Fraud
• Excessive Chargebacks
• Money Laundering
• Terrorist Activity
• Wrong MCC code Service/Product

By far the most common reason for termination amongst Trial Continuity and Subscription Type of Business, The merchant deposited sales that were not authorized by cardholders; most typically in a card not the present environment with recurring charges.

Why Put the Merchant on the Match List?

Merchant’s Merchant Acquiring Bank. In order to get off the MATCH list, the acquire who put you on it is the only one who can remove you. Merchants are placed on this list because they were found to have violated their credit card processing agreement at some time. Due to this breach, these merchants had been terminated from being allowed to have a merchant account. The master match list is used as a screening tool by other credit card processing companies to see whether or not a business is suitable for a merchant account. Being on this list raises a red flag to merchant processing companies that this company applying for the account may be a high risk.

It is not impossible to get a merchant account if you’re on the MATCH list.

Extended Warranty Merchant Accounts Services and Credit Card Processing

Credit Card processing In case you are facing problems to find at ease and reliable payment gateway for your organization that takes care of extended warranties then service provider Merchant Stronghold assist you to out. we have the exceptional technology that makes use of safe and secure virtual terminal to let you process credit card payments in retail or online commercial enterprise.

Credit Card Processing Solutions From Merchant Specialist

We understand that you locate it difficult to get approved for the merchant account from a reputed financial institution. but you don’t need to worry at all. We’ve connections with some of the best banks and could help you to get began with merchant account fast.

We have been dealing with extended warranties merchant accounts for so many years and our highly expert and skilled team is capable of designing flawless solutions for your business.

We have been dealing with extended warranties merchant accounts for such a many years and are highly expert and professional team is able to design perfect solutions for your commercial enterprise.

We additionally offer numerous terminals relying upon the need of your enterprise. We also have secured virtual terminal that helps you to manage your payments via apple or android device. Using our services your commercial enterprise can get entry to main credit score card companies like Visa, American Express, MasterCard, and Discover.

we have affordable and reasonable prices which range as per the terminals. this could rely on the employer’s history and the risk factors concerned in investing with you. but don’t worry even if you are a high-risk commercial enterprise; we had been providing effective solutions to many high risk commercial enterprise as well.

Get a merchant account for your Debt Consulting business

Do you have a debt consulting business? Then you should consider getting a merchant account right now. Processing online payments or credit card payments can be very demanding to begin with, which is why we are here to help you with all of that. As a dedicated merchant account provider, we are here for you and we are offering high quality, professional services that you will enjoy and appreciate right from the start. The value offered here is very impressive, to begin with; all you have to do is to invest in a good merchant account as it can bring in plenty of value for your business.

Why do you need a merchant account? There are plenty of reasons why you might need one. Not only does this help you generate more value for your money, but at the same time, the return investment is great. You basically get to integrate credit card processing and a credit card terminal into the entire experience, to begin with. That’s what really manages to make the solution stand out. Having check processing or credit card processor options can really allow your business to generate more clients.

Plus, you have to think about the consumer convenience. This is very important for you and it will bring in front a very immersive and fun experience, to begin with. At the end of the day, the ability to explore offer consulting services to your customers is very important, but so is the ability to get paid online or via credit cards. For this, you need a good point of sale system and a dedicated merchant account that will be able to process all of these tasks as fast as possible.

Is it easy to do this on your own? No, you just can’t manage and track all payments properly; it can be very confusing and challenging. On the other hand, you will see that having a merchant account can help bring you new clients and even generate return clients as well.

It’s very hard to find a good set of features that can help you deal with online payments. Thankfully, a merchant account will be able to help you do that as fast as possible. It will not be easy to do that at first, but in the end, that’s what makes the experience worth it. Plus, the fact that you will be able to offer great merchant services to your customers is also very important. This can really help bring in front a much more refined experience and you do want that to happen for sure.

So, you should definitely consider having a merchant account for your debt consulting business. It’s not easy to do that, true, but results will be very impressive, to say the least. Keep in mind that a merchant account and a good payment processing solution will broaden the payment arrays that you can offer to your customers. Do try and integrate the best payment processor solutions to your customers and results will be extraordinary all the time!

Credit card processors for Document Prepration Service Business

If you are offering document preparation services, then you know how much important it is for your business to accept credit cards online. For any small or large scale business the hardest part is to choose the correct credit card processor that fits the right technology and business needs. There are a number of merchant account provider companies available in the eCommerce World and they offer many ways for a business to accept credit cards. Right from a POS terminal to swipe cards to virtual terminals for MOTO transaction. Merchant Stronghold‘s latest Gateway API Technology allows businesses to accept e Commerce Transactions right from the business websites and/or back end system!

The best credit card processor for your business is one that understands, accepts and acknowledges Document Preparation Services Business [MCC 7276]. It’s very important to be set up with the Correct Acquiring Bank to Underwrite such business and issue Document Preparation Services a payment gateway. Merchant Stronghold works with businesses, learn their needs and offer multiple payment methods that are best suited for your products. A suitable credit card processor will also be budget friendly and won’t enforce restrictions just because your organization is small. Here are some of our credit card processing benefits:

Online Virtual Terminal and API Technology

It is an easy online solution that is used worldwide. It doesn’t ask you to pay the setup fee, you can start processing right away. There are multiple checkout systems that you can integrate into your document preparation service website. It is packed with features and options that can be tailored to suit your business. Stronghold offers the flexible credit card for all type of business with high and low sales. We have a budget-friendly price and is best suited for document preparation services. It is designed especially for startups and small-scale businesses. We also offer additional services like multi-currency account, extend credit to customers, and 24 hours support.

Secure Credit Card Processing for MCC 7276

It is one of the fast and easy ways to accept credit cards offering credit card processing gateways and related services. If you operate in either retail, mail order, e-commerce, or telephone order, Merchant Stronghold is a suitable solution for your business.

Merchant Stronghold: Our methodology

To offer the best credit card solution, we start by asking questions from business owners about their previous experience. We also ask what business they like and dislike, and whether they will recommend to others.

We create a list of options that will be suitable for your document preparation services. We also look closely at reputable similar businesses to find what they are using. When research is completed, Stronghold is able to provide the best possible credit card solution. Accept Payment Anytime, Anywhere.

ONLINE PAYMENT PROCESSING SERVICE FOR MAGAZINE SUBSCRIPTIONS

Since 2014, there has been a 400% increase in people moving to digital wallets and credit cards report Merchant Stronghold. Today, small businesses are more dependent merchant accounts and payment gateways to be able to offer multiple payment options to their customers. Credit Card is the most preferred and fast one. A convenient way for small businesses to grow and be able to offer their services via accepting credit cards online. This means without an online Payment processing service your Magazine Subscription business will be at a serious disadvantage.

A key difference between online payment providers is their approach towards eCommerce. Both traditional and online credit card processing services are aimed to make transactions easy for customers and merchants, but what differentiate payment providers are their features for selling and ease of payment options. There are four key features that every merchant should keep in consideration, and they are:

How much does the Payment Gateway cost?

As Magazine Subscription business, your first criteria is finding a service provider with suitable rates. There are a number of costs you have to consider. There is startup cost to set up your merchant account, configuring/customizing it for your business, and PCI annual fees. There are other types of fees such as transaction charges, which can be flat per transaction or variable. Some merchant account providers have monthly charges for any number of transactions. Online payment processing services differ with every merchant account provider so it will be helpful for you if you understand the overall cost. Contact Merchant Stronghold for a Fast Solid and Secure Merchant Account.

Safe and Secure Processing

All the credit card processing transactions go through multiple secure servers means no data is stored on your business computer. This makes direct marketing processing safe and secure. Online information is a great matter of concern for business owners. Ensure that online payment processing service has high security, and data encryption is kept as per standard. Security features also include SSL certificates, CVV2 verification, and complex encryption algorithm and restrictions. Many businesses consider these features because they offer a safe environment to sell products online.

Simple API Gateway Integration

Because of rising information theft, you should consider going beyond minimum security so that your Magazine Subscription business is out of harm. Your customers get email receipts at the time of processing. This ensures that transaction is authentic and quick. All the records are kept for future references. ISpyFraud Technology helps to monitor and capture customers IP address at the time of the transaction. Geo Locations and IP Address help reduce online fraud. API Gateway Integration and step by step check out process is appreciated by all Cardholders. You should run series of test transactions on your website before making it live. Many merchants don’t do tests and because of it they face problems. A reliable online Payment processing service knows what to do to keep you safe from frauds.

Payment Gateway Services For E-commerce Businesses

Businesses are rapidly transforming the way of accepting payment for the ease of customers.  Although, at the same time this method of accepting payment electronically gets tricky for the merchants who don’t have the exact idea of how to get the access of payment gateway for accepting Electronic Payments.

The answer for “how to get the access of payment gateway and accept Visa, MasterCard, American Express and Discover” in simple words is, the business needs to establish a Merchant Account. But, this doesn’t the only solution as Merchant Account, is just the service that is provided by the banks that will help to accept the electronic mode of payment. Businesses can choose between the elaborate array of collections banks from across the world have ACH, Check Processing, Credit Card Acceptance, Point of Sale System, etc.

The choice of services sometimes creates a lot of confusion for business owners to choose the perfect services according to their business type and what are the exact requirements for the application of the Merchant Account. For the ease of business owners Merchant Stronghold, with their industrial experiences can help them to choose the perfect option according to their business. For the application of Merchant Account the business owners need few of the basic documents:

• A letter that is specified with the details and nature of business, Fulfillment Agreements, DBAs etc
• Articles of Incorporation of the business, Tax documents etc, Fictitious filings etc
• Address and ID proof of the owner(s). If the physical address of the business exists the proof of that also needs to be attached to the application. Utility Bill and Passport recommended.
• Personal and/or Business Bank Statements, Tax returns are important. This provides financial strength and stability to the business.

Merchant Stronghold can help businesses to establish the Merchant Account and provide a gateway terminal to accept payments across the world. One thing that comes while collecting the payment of through electronic methods is the customers have the right to dispute the transaction if they are not satisfied with the merchant’s service they directly contact to the bank for the amount that the customer paid for the product or service that leads to Chargeback. Merchant Stronghold will help businesses to fight such situations with all the legal documentation about which businesses many times are unaware.

Merchant Stronghold works with all kind of business, retail to high risk. Nutraceutical Trial, Continuity Subscription, Credit Repair, Debt Relief, Adult Porn Subscription and Tech Support. Start your eCommerce business with Stronghold today!

Merchant Account For Cruises

Merchant accounts for cruises are not easy to get. You will need assistance from Merchant Stronghold so that you can provide payment methods to your customers. 

Cruise Merchant accounts are considered high risk businesses by MasterCard and Visa Card. Integrating online payment gateway on a cruise website requires unique features & merchants have to follow strict rules to get authorization. These websites are closely monitored by payment processors to ensure they follow industry regulations. Merchant Stronghold can provide your business website a payment gateway allowing you to run your business without worrying about external matters.

Cruise line businesses require a special merchant account to process payments. This business is considered as high-risk by local and international banks because of various reasons. There are a number of reasons and most of them are because the customer is not happy and wants a refund. Most cruises have a strict no cancellation policy that is why bank and payment processors don’t want to give them access to credit card processing.

Start accepting credit cards at low rates

Cruise lines offer one of a kind experience across oceans, continents, and seas. By traveling via a cruise ship people experience and appreciate the immensity of the oceans, as explorers did in old times. If you are offering such great services then you deserve access to an easy payment gateway. With our dedicated merchant account, we will be able to help you accept credit and debit cards as soon as your application is approved. We not only offer lowest rates, but our support service is unparalleled.

Apply for merchant account

It is a straightforward and easy process. Keep in consideration that if you have a good credit score then you are likely to get approved. But if you have a poor credit score, we can still help you get approved but it may require you to submit additional documentation. If you already have a merchant account then we will ask for 3 to 5 months of a statement from your current provider. We may ask business statement to ensure you are able to handle chargebacks. If you want to apply, just call us and fill out the application and we’ll make sure that you get your fully functional merchant account as soon as possible.

Cruise line businesses can get merchant accounts if they provide all the right documents. Your payment processor may need these documents in order to offer better services. Most of the time you provide ID, previous payment processing information, signed an application, and bank information with license information to ensure your business is authentic. Banks and payment processors will ask for this information before approval and account setup.

Payment Processing for Telemarketing of Travel Related Services and Vitamins

With dedicated payment processing solution, your Telemarketing of Travel related services and Vitamins (MCC 4761) will surely get a boost. You can get high quality yet flexible payment system for your business. We have designed high security products that meet industry regulatory requirements for safe processing. They can keep your system flexible and scalable. Our systems are backed by our expert team that helps you team up with leading payment processing brands. You will reduce risk, cost, and secure your future with the help of our payment processing infrastructure.

Real Time Reporting and No Hidden Charges

Many credit card processors hide fees in statements and contracts. Merchant Stronghold has a fair and transparent agreement with you. It tells you who we are and how we do business with our clients. You get easy to read statements that show how much you earned and more. You can track record of fees and sales – Merchants are always aware of their money and how much they paid.

No additional charges at all, owners will have access to merchant accounts 24/7. You will get a portal which will show all the transactions made within selected dates. You don’t have to wait for statements and money anymore, merchants can check batches, transactions and deposits, download data, view statements, run reports, and order new tools on the spot. Our payment processing solution also offers dispute solution via direct communication. You can do all these things on mobile or desktop.

Benefits of Using our Services

Attract new customers and keep current ones by using our world class payment processing services. Mobile payment, checks, online payments, and many more options are available to you. We have special offers for people who do Telemarketing of Travel related services and Vitamins. We will help you manage payments with the help of latest account software integrated into your website.

• Manage hardware modules and cryptographic keys across payment infrastructure
• Using our latest payment processing software, you can accelerate your business
• Certified and proven security solution with more than one options to choose from
• Take advantage of EMV and expertise support
• You can simplify your business and reduce obligations
• We offer management infrastructure that is compatible with mobile and comes with assurance

Quality Customer Support

Merchant Stronghold offers best customer service to merchants. Our customer services give you the opportunity to get support from professionals. Your call will be answered within seconds, unlike most companies which take time to answer. Merchant Stronghold has a ticket system that doesn’t require merchants to wait longer. An expert will handle your case immediately.

Merchant account Is The Key For Small Business

You need a merchant account to succeed if you are a small business. Providing multiple payment options to your customers has proven to increases sale and offer a lot more opportunities for a Small Business.Small business credit card processing is all about a secure platform for the customers. One of the crucial steps for any business is choosing a merchant account provider. If you are running a mall then cash only approach may work, but according to research, companies may miss a sale because many customers want to do online shopping. According to the latest research in Javelin Strategy and Research, online payments methods have outplaced cash only approach.

Credit Card Acceptance: Accept Visa, MasterCard, American Express and Discover

These days only a few people carry cash, rests rely on credit cards. There are only four major card brands through, Visa, MasterCard, American Express and Discover. For a small business, credit card processing is incredibly important. According to a report by the market watch, 60 percent of the points of sale transactions rely on debit or credit cards. Many studies have pointed that business owners who offer multiple payment methods are likely to succeed. By providing multiple payment methods, a company is likely to attract a large number of customers from around the globe. Credit card payment makes purchase process secure and easy for customers, and it also helps business to keep a record of sales.

Why your small business needs a merchant account?

The easiest way for small businesses to accept credit card is via merchant accounts. A merchant who wants to expand the business to reach wide audience requires a payment gateway. Merchant accounts have tools that can accept any type of card via a virtual terminal. Any business can integrate more than one payment methods on their online e-commerce site. When a merchant provider is done setting up the account, accepting credit cards becomes easier for business owners.

Merchant Stronghold is the right choice – Many merchants think that it is expensive to accept cards, but this is not always the case. Some merchant account providers such as Merchant Stronghold, A leading Payment Gateway Provider which provides competitive rates so that small businesses can succeed by offering multiple payment options to their customers.

Merchant Stronghold speaks with every small business owner to explain them everything, we also guide them to handle their merchant account. There is a variety of choices offered to merchants to make it simple and secure for their customers. Merchants can access their account via mobile and other platforms. Merchants also get 24/7 customer support to keep the business running smoothly. We use the latest technology to ensure merchants are happy and their business is safe from frauds. You can contact us and we will help drive your business to new heights.

Payment Processing for Telemarketing of Travel Related Services and Vitamins

With dedicated payment processing solution, your Telemarketing of Travel related services and Vitamins (MCC 4761) will surely get a boost. You can get high quality yet flexible payment system for your business. We have designed high security products that meet industry regulatory requirements for safe processing. They can keep your system flexible and scalable. Our systems are backed by our expert team that helps you team up with leading payment processing brands. You will reduce risk, cost, and secure your future with the help of our payment processing infrastructure

Real Time Reporting and No Hidden Charges 

Many credit card processors hide fees in statements and contracts. Merchant Stronghold has the fair and transparent agreement for you. It tells you who we are and how we do business with our clients. You get easy to read statements that show how much you earned and more. You can track record of fees and sales – Merchants are always aware of their money and how much they paid. 

No additional charges at all, owners will have access to merchant accounts 24/7. You will get a portal which will show all the transactions made within selected dates. You don’t have to wait for statements and money anymore, merchants can check batches, transactions and deposits, download data, view statements, run reports, and order new tools on the spot. Our payment processing solution also offers dispute solution via direct communication. You can do all these things on mobile or desktop.

Benefits of Using our Services 

Attract new customers and keep current ones by using our world class payment processing services. Mobile payment, checks, online payments, and many more options are available to you. We have special offers for people who do Telemarketing of Travel related services and Vitamins. We will help you manage payments with the help of latest account software integrated in your website.

• Manage hardware modules and cryptographic keys across payment infrastructure
• Using our latest payment processing software, you can accelerate your business 
• Certified and proven security solution with more than one options to choose from 
• Take advantage of EMV and expertise support 
• You can simplify your business and reduce obligations 
• We offer management infrastructure that is compatible with mobile and comes with assurance 

Quality Customer Support 

Merchant Stronghold offers best customer service to merchants. Our customer services give you the opportunity to get support from professionals. Your call will be answered within seconds, unlike most companies which take time to answer. Merchant Stronghold has a ticket system that doesn’t require merchants to wait longer. An expert will handle your case immediately.